Fluvanna County property record for 86 Cunningham Ct, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,171 sqft Living Area |
| Lot Size | 90,605 sqft (2.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $203,750 (2021) |
| Tax Bill | $3,573.00 (2025) |
| Primary APN | 17 29 7 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,171 sqft Living Area |
| Gross Area | 3,984 sqft Gross Area |
| 1st Floor | 1,752 sqft 1st Floor |
| Basement Area | 904 sqft Basement |
| Unfinished Basement | 876 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 90,605 sqft (2.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Deck Area | 96 sqft Deck |
| Porch | Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 86 CUNNINGHAM CT |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-2400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 210003728 AC 2.08 FOX HOLLOW SECTION IV |
| Legal Subdivision | FOX HOLLOW SECTION IV |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | CUNNINGHAM |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 20300 |
Source: Fluvanna County records · APN 17 29 7
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 CUNNINGHAM CT, PALMYRA, VA 22963-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed, Subdivision Related Transfer · Veterans Administration Mortgage TOWNE FIRST MORTGAGE |
| Jul 11, 2017 | Deed, Transfer · Commercial Mortgage VILLAGE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2021 · Amount on Record |
| Deed Sale | Nov 09, 2021 · Amount on Record |
| Prior Sale | Jul 28, 2021 · Amount on Record |
| Deed Doc Number | 20215574 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 28, 2021 |
| Property Address | 86 CUNNINGHAM CT, PALMYRA, VA 22963-2400 |
| Document Number | 0210003728 |
| Map Reference | PB 2 PG 313 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 210003728 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 86 CUNNINGHAM CT, PALMYRA, VA 22963-2400 |
| Document Number | 0210003729 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 210003729 |
| Name | TOWNE FIRST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 11, 2017 |
| Property Address | 86 CUNNINGHAM CT, PALMYRA, VA 22963-2400 |
| Document Number | 0001702197 |
| Map Reference | PB 2 PG 313 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 1702197 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8249 CROWN COLONY PKWY # 100, 100, MECHANICSVILLE, VA 23116-4057 |
| Document Number | 0001702198 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 1702198 |
| Name | VILLAGE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,300 (-) Land $55,000 Building $418,300 | $473,300 (-) Land $55,000 Building $418,300 | |
| 2025 | $3,573.00 (+10.52%) | $473,300 (+23.54%) Land $55,000 Building $418,300 | $473,300 (+23.54%) Land $55,000 Building $418,300 |
| 2023 | $383,100 Land $55,000 Building $328,100 | $383,100 Land $55,000 Building $328,100 | |
| 2022 | $3,233.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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