San Juan County property record for 92 Cougar Ln, Friday Harbor, WA 98250
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,484 sqft · built 1989 |
| Lot Size | 2.11 acres (92,177 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,521 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 353450-043-000 |
| Primary APN | 353450-043-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,484 sqft Living Area |
| Gross Area | 3,420 sqft |
| 1st Floor Area | 1,778 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding Sheathing |
| Roof Material | Metal |
| Lot Area | 92,177 sqft (2.11 acres) |
| Garage Type | Carport |
| Garage Area | 550 sqft |
| Carport | Carport |
| Carport Area | 550 sqft |
| Deck Area | 1,654 sqft |
|---|---|
| Patio Area | 2,209 sqft |
| Shed | 1 Shed |
| Shed Area | 99 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 17267 |
|---|---|
| Street Address | 92 COUGAR LN |
| City | FRIDAY HARBOR |
| State | WA |
| Zip | 98250-8436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORTLAND FAIR ESTATES - LOT 43, VOL. 4 PG. 8-8B SEC 34, T 35N, R 3W |
| Legal Range | 03W |
| Legal Township | 35N |
| Legal Section | 34 |
| Legal Subdivision | PORTLAND FAIR ESTATES |
| Legal Lot Number | 43 |
| Jurisdiction | SAN JUAN WA |
| Township / Civil Division | SAN JUAN ISLAND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960302 |
92 Cougar Ln, a single family home, is owned by an individual.
Source: San Juan County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1291, FRIDAY HARBOR, WA 98250-1291 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Property Address | 92 COUGAR LN, FRIDAY HARBOR, WA 98250-8436 |
| Document Number | 0000615009 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 92 COUGAR LN FRIDAY HARBOR WA 982508436, FRIDAY HARBOR, WA 98250-8436 |
| Document Number | 0000615009 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 615009 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Property Address | 92 COUGAR LN, FRIDAY HARBOR, WA 98250-8436 |
| Document Number | 0000622007 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 92 COUGAR LN FRIDAY HARBOR WA 982508436, FRIDAY HARBOR, WA 98250-8436 |
| Document Number | 0000622007 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 622007 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 92 Cougar Ln was $6,521.
Source: San Juan County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | San Juan County |
| Unified School District | San Juan Island School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,521.00 | $1,032,150 Land $186,640 Building $845,510 | $1,032,150 Land $186,640 Building $845,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Cougar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Cougar Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND FAIR ESTATES private · serves 130 people · EPA ID WA5369008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: Rock Island Communications.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures