Naugatuck Borough property record for 92 Cold Spring Cir, Naugatuck, CT 06770
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,088 sqft · built 1953 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jan 2025) |
| Tax Bill | $6,261 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Sep 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-0703 |
| Primary APN | 062-0703 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 3,632 sqft |
| 1st Floor Area | 1,044 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 62-0703 |
|---|---|
| Street Address | 92 COLD SPRING CIR |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-3126 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA1 |
| Legal Lot Number | 703 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 345100 |
Source: Naugatuck Borough records · APN 062-0703
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 COLD SPRING CIR, NAUGATUCK, CT 06770-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 06, 2025 | Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Sep 03, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage EQUITY BASED CAP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2025 · Amount on Record |
| Deed Sale | Jan 06, 2025 · Amount on Record |
| Prior Sale | Sep 03, 2024 · Amount on Record |
| Deed Document Number | 2025202555 |
| Deed Book / Page | 1152 / 458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Jan 06, 2025 |
| Property Address | 92 COLD SPRING CIR, NAUGATUCK, CT 06770-3126 |
| Document Number | 001152-458 |
| Book / Page | 1152 / 458 |
| Instrument Date | Dec 27, 2024 |
| Instrument | 202555 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 92 COLD SPRING CIR, NAUGATUCK, CT 06770-3126 |
| Document Number | 0000202556 |
|---|---|
| Date | Jan 06, 2025 |
| Instrument | 2025-56 |
| Name | EMM LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Sep 03, 2024 |
| Property Address | 92 COLD SPRING CIR, NAUGATUCK, CT 06770-3126 |
| Document Number | 001145-345 |
| Book / Page | 1145 / 345 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 20242373 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CORPORATE DR # STE76, STE76, SHELTON, CT 06484-6238 |
| Document Number | 0020242374 |
|---|---|
| Date | Sep 03, 2024 |
| Instrument | 2024-2374 |
| Name | EQUITY BASED CAP LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Naugatuck Borough records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,261.00 | $157,360 (-) Land $31,220 Building $126,140 | $110,152 Land $21,854 Building $88,298 |
| 2024 | $6,261.00 (-11.09%) | ||
| 2023 | $7,042.00 (+36.26%) | $157,360 (+45.39%) Land $31,220 Building $126,140 | |
| 2022 | $5,168.00 | $108,230 Land $33,500 Building $74,730 |
Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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