Naugatuck Borough property record for 85 Cold Spring Cir, Naugatuck, CT 06770 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1953 |
| Square Footage | 2,160 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Last Sale | $457,000 (2026) |
| Tax Bill | $7,643.00 (2025) |
| Primary APN | 000-1800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 3,304 sqft Gross Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,602 sqft (0.45 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1800 |
|---|---|
| Street Address | 85 COLD SPRING CIR |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-3105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 1800 |
| Jurisdiction | NAUGATUCK CT |
| Minor Civil Division | NAUGATUCK |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 345100 |
Source: Naugatuck Borough records · APN 000-1800
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 70 MERRITT AVE, MILFORD, CT 06460-5528 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2026 | Warranty Deed, Transfer · Line of Credit TOTAL MORTGAGE SERVICES LLC |
| Jul 16, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage SOFI BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Jul 16, 2024 · Amount on Record |
| Deed Doc Number | 2026822 |
| Deed Book / Page | 1178 / 374 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Mar 18, 2026 |
| Property Address | 85 COLD SPRING CIR, NAUGATUCK, CT 06770-3105 |
| Document Number | 001178-374 |
| Book / Page | 1178 / 374 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026822 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 MERRITT AVE, MILFORD, CT 06460-5528 |
| Document Number | 0002026823 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-823 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Number | 001178-395 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 1178/395 |
| Instrument | 2026-824 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Jul 16, 2024 |
| Property Address | 85 COLD SPRING CIR, NAUGATUCK, CT 06770-3105 |
| Document Number | 001142-293 |
| Book / Page | 1142 / 293 |
| Instrument Date | Jul 11, 2024 |
| Instrument | 20241836 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 KENTWOOD CT, MIDDLEBURY, CT 06762-3338 |
| Document Number | 0020241837 |
|---|---|
| Date | Jul 16, 2024 |
| Instrument | 2024-1837 |
| Name | SOFI BANK NA |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Naugatuck Borough records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,643.00 | $192,080 (+26.34%) Land $32,760 Building $159,320 | $134,456 Land $22,932 Building $111,524 |
| 2024 | $7,643.00 (+12.33%) | ||
| 2023 | $6,804.00 (+43.82%) | $152,040 (+53.47%) Land $32,760 Building $119,280 | |
| 2022 | $4,731.00 | $99,070 Land $35,150 Building $63,920 |
85 Cold Spring Cir is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 09009C updated January 25, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in Connecticut |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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