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70 Cold Spring Cir, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 70 Cold Spring Cir, Naugatuck, CT 06770

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 2,596 sqft · built 1953
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Jul 2025)
Tax Bill$7,785 (2025)
Deeds & MortgagesJul 2025 Sale & Line of Credit
Aug 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-4210

Property Details

APN / Parcel Number

Primary APN038-4210
Alternative APNs
  • NAUG M:76-19.5E59-20-74
  • AI16 19.5E59 20 74
  • NAUG M:038 L:4210
  • 38-4210

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,596 sqft Living Area
Gross Area4,126 sqft
1st Floor Area1,298 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number38-4210
Street Address70 COLD SPRING CIR
CityNAUGATUCK
StateCT
Zip06770-3126
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR65
Legal Lot Number4210
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group4
Census Block4010
Census Tract345100

Owner

Source: Naugatuck Borough records · APN 038-4210

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address70 COLD SPRING CIR, NAUGATUCK, CT 06770-3126
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2025Warranty Deed, Transfer · Line of Credit
US BANK NA
Aug 10, 2023Quit Claim Deed, Transfer
Quitclaim
Aug 10, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Deed Document Number20252194
Deed Book / Page1163 / 423
Prior Transfer DateAug 03, 2023
Prior Transfer Doc001126-177
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateJul 22, 2025
Property Address70 COLD SPRING CIR, NAUGATUCK, CT 06770-3126
Document Number001163-423
Book / Page1163 / 423
Instrument DateJul 16, 2025
Instrument20252194
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0020252195
DateJul 22, 2025
Instrument2025-2195
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.38%
Type Change DateAug 01, 2032
Index1-Year CMT

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNAUGATUCK CT
Recording DateAug 10, 2023
Property Address70 COLD SPRING CIR, NAUGATUCK, CT 06770-3126
Document Number001126-177
Book / Page1126 / 177
Instrument DateAug 03, 2023
Instrument20232291
Transaction TypeTransfer
Record UpdatedSep 01, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNAUGATUCK CT
Recording DateAug 10, 2023
Property Address70 COLD SPRING CIR, NAUGATUCK, CT 06770-3126
Document Number001126-175
Book / Page1126 / 175
Instrument DateAug 03, 2023
Instrument20232290
Transaction TypeTransfer
Record UpdatedSep 01, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Naugatuck Borough records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,785.00$195,650 (-) Land $31,220 Building $164,430$136,955 Land $21,854 Building $115,101
2024$7,785.00 (-11.08%)
2023$8,755.00 (+38%)$195,650 (+47.26%) Land $31,220 Building $164,430
2022$6,344.00$132,860 Land $33,610 Building $99,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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