92 Buffalo St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 92 Buffalo St, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Sep 2023)
Tax Bill$3,754 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN203-0095000

Property Details

APN / Parcel Number

Primary APN203-0095000
Alternative APNs
  • 36013491500002015000
  • 143601 349.15-2-15

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area772 sqft
2nd Floor Area572 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions100 ft deep x 44 ft wide
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number203-0095000
Street Address92 BUFFALO ST
CityGOWANDA
StateNY
Zip14070-1008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBANGSIL HGWY DISPENZA DISPENZA .10AC
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block2
Legal Lot Number15.000
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2023
Census Tract17501

Owner

Source: Erie County and Collins Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address92 BUFFALO ST, GOWANDA, NY 14070-1008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2023Deed, Transfer · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2023 · Amount on Record
Deed SaleSep 13, 2023 · Amount on Record
Deed Document Number2023157398
Deed Book / Page11421 / 8117
Prior Transfer DateDec 9, 2020
Prior Transfer Doc0113714042
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionERIE NY
Recording DateSep 13, 2023
Property Address92 BUFFALO ST, GOWANDA, NY 14070-1008
Document Number0114218117
Book / Page11421 / 8117
Instrument DateJul 26, 2023
Instrument2023157398
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14975 COLLINS CENTER ZOAR RD, GOWANDA, NY 14070-9769

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 BROADWAY RD, GOWANDA, NY 14070-1505

Mortgage

Document Number0141034741
DateSep 13, 2023
Book Page14103/4741
Instrument2023157399
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateDec 18, 2020
Property Address92 BUFFALO ST, GOWANDA, NY 14070-1008
Document Number0113714042
Book / Page011371 / 004042
Instrument DateDec 9, 2020
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14975 COLLINS CENTER ZOAR RD GOWANDA NY 140709769, GOWANDA, NY 14070-9769

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,754.00 (+390.72%)
2025$765.00 (-62.74%)$54,700 (-) Land $2,000 Building $52,700$195,400 (+21.46%) Land $7,144 Building $188,256
2024$2,053.00$54,700 (-) Land $2,000 Building $52,700$160,882 (+5.91%) Land $5,882 Building $155,000
2023$54,700 (-) Land $2,000 Building $52,700$151,900 (+16.67%) Land $5,554 Building $146,346
2022$54,700 Land $2,000 Building $52,700$130,200 Land $4,761 Building $125,439
2021$713.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1996–2022)
Claims Outside the SFHA6 of 11
Most Recent ClaimFeb 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Armstrong.

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