92 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 92 Bingham Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,724 sqft · built 1904
Lot Size	0.204 acres (8,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Nov 2020)
Tax Bill	$12,001 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00035-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`41-00035-0000-00015`
Alternative APNs	`410003500015` `061500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,724 sqft Living Area
1st Floor Area	1,024 sqft
Upper Floors Area	616 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	8,899 sqft (0.204 acres)
Lot Dimensions	178 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	131 sqft
Patio Area	85 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	061500
Street Address	92 BINGHAM AVE
City	RUMSON
State	NJ
Zip	07760-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	BOROUGH/RUMSON
Legal Block	35
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3027
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 BINGHAM AVE, RUMSON, NJ 07760-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jun 17, 2013 · Amount on Record
Deed Document Number	2020140763
Deed Book / Page	9460 / 1724
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 24, 2020
Property Address	92 BINGHAM AVE, RUMSON, NJ 07760-1518
Document Number	0000140763
Book / Page	009460 / 001724
Instrument Date	Oct 29, 2020
Instrument	140763
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 BINGHAM AVE RUMSON NJ 077601518, RUMSON, NJ 07760-1518

Mortgage

Document Number	140764
Date	Nov 24, 2020
Book Page	009460/001738
Instrument	140764

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,302,300 (+13.84%) Land $921,500 Building $380,800	$1,302,300 (+13.84%) Land $921,500 Building $380,800
2025	$12,001.00 (+2.87%)	$1,144,000 (+14.04%) Land $819,900 Building $324,100	$1,144,000 (+14.04%) Land $819,900 Building $324,100
2024	$11,666.00 (+0.46%)
2023		$1,003,200 Land $735,800 Building $267,400	$1,003,200 Land $735,800 Building $267,400
2022	$11,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20