Monmouth County and Rumson Borough property record for 86 Bingham Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,106 sqft · built 1893 |
| Lot Size | 0.203 acres (8,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $802,000 (Jun 2019) |
| Tax Bill | $16,767 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2024 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00035-0000-00013 |
| Primary APN | 41-00035-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| 1st Floor Area | 1,337 sqft |
| Upper Floors Area | 716 sqft |
| Basement Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,851 sqft (0.203 acres) |
| Lot Dimensions | 177 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 546 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 061300 |
|---|---|
| Street Address | 86 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | OCEANIC |
| Legal Block | 35 |
| Legal Lot Number | 13 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Feb 29, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 15, 2023 | Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA |
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 26, 2019 | Grant Deed, Transfer · Conventional Mortgage CITIBANK |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| May 5, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2015 · Amount on Record |
| Deed Document Number | 201956596 |
| Deed Book / Page | 9354 / 8982 |
| Prior Transfer Date | Nov 6, 2007 |
| Prior Transfer Doc | 0000006709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 24, 2026 |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Document Number | 0000069890 |
| Book / Page | 9809 / 6278 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202669890 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Document Number | 0000069890, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 9809/6278 |
| Instrument | 202669890 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0096792987 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 9679/2987 |
| Instrument | 2024013619 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Title Company | INVESTMENT TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Document Number | 0096447652 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 9644/7652 |
| Instrument | 2023033435 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096208307 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 9620/8307 |
| Instrument | 2022105015 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0095668866 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 9566/8866 |
| Instrument | 2021181853 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0094870782 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 9487/782 |
| Instrument | 2021033674 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 26, 2019 |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Document Number | 0000056596 |
| Book / Page | 009354 / 008982 |
| Instrument Date | May 30, 2019 |
| Instrument | 56596 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $802.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 BINGHAM AVE RUMSON NJ 077601518, RUMSON, NJ 07760-1518 |
| Document Number | 56597 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 009354/008990 |
| Instrument | 56597 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Document Number | 0000034975 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | PRESTIGE NJ TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 BINGHAM AVE RUMSON NJ 077601518, RUMSON, NJ 07760-1518 |
| Document Number | 0000034975 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 009281/008241 |
| Instrument | 34975 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 86 BINGHAM AVE, RUMSON, NJ 07760-1518 |
| Document Number | 0000052226 |
| Book / Page | 009228 / 009743 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 86 BINGHAM AVE RUMSON NJ 077601518, RUMSON, NJ 07760-1518 |
| Document Number | 0000052226 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 009228/009743 |
| Instrument | 52226 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,836,200 (+14.88%) Land $921,500 Building $914,700 | $1,836,200 (+14.88%) Land $921,500 Building $914,700 | |
| 2025 | $16,767.00 (+3.4%) | $1,598,400 (+50.23%) Land $819,900 Building $778,500 | $1,598,400 (+50.23%) Land $819,900 Building $778,500 |
| 2024 | $16,215.00 (+31.32%) | ||
| 2023 | $1,064,000 Land $735,800 Building $328,200 | $1,064,000 Land $735,800 Building $328,200 | |
| 2022 | $12,348.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures