94 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 94 Bingham Ave, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,639 sqft · built 1904
Lot Size0.204 acres (8,899 sqft)
Owner2 Individual Names on File
Last Sale$999,000 (Oct 2021)
Tax Bill$12,829 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-00035-0000-00016

Property Details

APN / Parcel Number

Primary APN41-00035-0000-00016
Alternative APNs
  • 410003500016
  • 061600

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,639 sqft Living Area
1st Floor Area972 sqft
Upper Floors Area667 sqft
AtticAttic
Attic Area667 sqft
Basement Area667 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialOther
Lot Area8,899 sqft (0.204 acres)
Lot Dimensions178 ft deep x 50 ft wide
Garage TypeDetached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area154 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number061600
Street Address94 BINGHAM AVE
CityRUMSON
StateNJ
Zip07760-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionRUMSON
Legal Block35
Legal Lot Number16
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3027
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00035-0000-00016

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address94 BINGHAM AVE, RUMSON, NJ 07760-1518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 22, 2018Grant Deed, Transfer
EDUCATIONAL LEIGH A T TR (PT)
Jan 31, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Prior SaleOct 22, 2018 · Amount on Record
Deed Document Number2021152700
Deed Book / Page9551 / 1885
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateOct 15, 2021
Property Address94 BINGHAM AVE, RUMSON, NJ 07760-1518
Document Number0095511885
Book / Page9551 / 1885
Instrument DateOct 08, 2021
Instrument2021152700
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,563.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 WOODLAND DR, 43, FAIR HAVEN, NJ 07704-3541

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 BINGHAM AVE, RUMSON, NJ 07760-1518

Mortgage

Document Number2021152701
DateOct 15, 2021
Instrument2021152701
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateOct 22, 2018
Property Address94 BINGHAM AVE, RUMSON, NJ 07760-1518
Document Number0000103282
Book / Page009317 / 004184
Instrument DateOct 11, 2018
Instrument103282
Transaction TypeTransfer
Record UpdatedFeb 08, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$779.62
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address94 BINGHAM AVE RUMSON NJ 077601518, RUMSON, NJ 07760-1518

Mortgage

Document Number7325
DateOct 22, 2018
Book Page009332/002358
Instrument7325
Lender
NameEDUCATIONAL LEIGH A T TR (PT)
Address328 NEWMAN SPRINGS RD, RED BANK, NJ 07701-5654
Agreement
AmountAmount Recorded
Term60 Months
DueOct 21, 2023
Interest
Rate4.59%

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 31, 2017
Property Address94 BINGHAM AVE, RUMSON, NJ 07760-1518
Document Number0000012000
Book / Page009210 / 009654
Instrument DateJan 10, 2017
Instrument12000
Transaction TypeTransfer
Record UpdatedApr 04, 2017
Title CompanyAFRM TITLE AND ABSTRACT LLC, AFRM TITLE & ABS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$548.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 BINGHAM AVE RUMSON NJ 077601518, RUMSON, NJ 07760-1518

Mortgage

Document Number12001
DateJan 31, 2017
Book Page009210/009664
Lender
NameAMERICAN FIN'L NETWORK
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,395,100 (+14.07%) Land $921,500 Building $473,600$1,395,100 (+14.07%) Land $921,500 Building $473,600
2025$12,829.00 (+2.99%)$1,223,000 (+14.48%) Land $819,900 Building $403,100$1,223,000 (+14.48%) Land $819,900 Building $403,100
2024$12,457.00 (+0.45%)
2023$1,068,300 Land $735,800 Building $332,500$1,068,300 Land $735,800 Building $332,500
2022$12,401.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
incl. 9 condo units
Nearby Flood Claims165 (1978–2024)
Claims Outside the SFHA30 of 165
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims
  • Coastal Storms & Flooding, Apr 1984 · 11 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 502 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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