9196 Water Rd, Cotati, CA 94931 Property Records

Sonoma County property record for 9196 Water Rd, Cotati, CA 94931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1977
Lot Size	3.01 acres (131,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 1993)
Tax Bill	$6,430 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-510-044-000`

Property Details

APN / Parcel Number

Primary APN	`046-510-044-000`
Alternative APN	`046-510-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	131,115 sqft (3.01 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	046-510-044
Street Address	9196 WATER RD
City	COTATI
State	CA
Zip	94931-4271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR5
Legal Description	75 FORM 46-510-20 PT TO 45 M/D & RD 2910-381
Legal Subdivision	PARCEL MAP NO 4509
Legal Block	1
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	1
Census Block	1010
Census Tract	151204

Owner

Source: Sonoma County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9196 WATER RD, COTATI, CA 94931-4271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 8, 2018	Quit Claim Deed, Transfer SERVICELINK CRS
Mar 8, 2018	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FARMERS INSURANCE GROUP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 1993 · Amount on Record
Deed Sale	Dec 8, 1993 · Amount on Record
Deed Document Number	1993156897
Last Transfer Date	Feb 28, 2018
Transfer Doc	0000016110
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	9196 WATER RD, COTATI, CA 94931-4271
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9196 WATER RD, COTATI, CA 94931-4271

Mortgage

Document Number	0000097996
Date	Aug 30, 2021
Instrument	2021097996

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	9196 WATER RD, COTATI, CA 94931-4271
Document Number	0000067245
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9196 WATER RD COTATI CA 949314271, COTATI, CA 94931-4271

Mortgage

Document Number	0000067245
Date	Aug 10, 2020
Instrument	67245

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 8, 2018
Property Address	9196 WATER RD, COTATI, CA 94931-4271
Document Number	0000016112
Instrument Date	Feb 28, 2018
Instrument	16112
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	SERVICELINK CRS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9196 WATER RD COTATI CA 949314271, COTATI, CA 94931-4271

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 8, 2018
Property Address	9196 WATER RD, COTATI, CA 94931-4271
Document Number	0000016110
Map Reference	MB214 PG38
Instrument Date	Feb 28, 2018
Instrument	2018016110
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9196 WATER RD, COTATI, CA 94931-4271

Mortgage

Document Number	0000016111
Date	Mar 8, 2018
Instrument	2018016111

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 15, 2043

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,430.00 (+3.06%) Homeowner's exemption	$527,680 (+4.04%) Land $297,884 Building $229,796
2023	$6,239.00 (+1.79%) Homeowner's exemption	$507,192 Land $286,318 Building $220,874
2022	$6,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTATI serves 7,290 people · EPA ID CA4910016
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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