Lake County property record for 9196 Upper Lake Lucerne Rd, Upper Lake, CA 95485
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 4 ba · 3,163 sqft · built 1976 |
| Lot Size | 5.01 acres (218,671 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (May 2026) |
| Tax Bill | $2,834 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-010-240-000 |
| Primary APN | 004-010-240-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,163 sqft Living Area |
| 1st Floor Area | 3,163 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Lot Area | 218,671 sqft |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 004-010-24 |
|---|---|
| Street Address | 9196 UPPER LAKE LUCERNE RD |
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-8752 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9196 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 27, 2026 | Grant Deed, Transfer · FHA Mortgage SGM MORTGAGE INC |
| Apr 20, 2026 | Affidavit of Death of Trustee, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Deed Document Number | 20265250 |
| Prior Transfer Date | Apr 14, 2026 |
| Prior Transfer Doc | 0000003772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | May 27, 2026 |
| Property Address | 9196 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752 |
| Document Number | 0000005250 |
| Instrument Date | May 26, 2026 |
| Instrument | 20265250 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,772.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9196 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005251, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20265251 |
| Name | SGM MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 20, 2026 |
| Property Address | 9196 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752 |
| Document Number | 0000003772 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20263772 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,834.00 (+5.43%) | $247,840 (+2%) Land $15,852 Building $231,988 |
| 2025 | $2,688.00 (+3.31%) Homeowner's exemption | $242,982 (+4.04%) Land $15,542 Building $227,440 |
| 2023 | $2,602.00 (-2.51%) Homeowner's exemption | $233,549 Land $14,940 Building $218,609 |
| 2022 | $2,669.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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