9172 Upper Lake Lucerne Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 9172 Upper Lake Lucerne Rd, Upper Lake, CA 95485

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,152 sqft · built 1986
Lot Size3.01 acres (131,551 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Jun 2024)
Tax Bill$5,915 (2026)
Deeds & MortgagesDec 2021 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN004-012-210-000

Property Details

APN / Parcel Number

Primary APN004-012-210-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,152 sqft Living Area
1st Floor Area2,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Construction TypeMasonry / Concrete Block
Lot Area131,551 sqft
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address9172 UPPER LAKE LUCERNE RD
CityUPPER LAKE
StateCA
Zip95485-8752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
JurisdictionLAKE CA
Township / Civil DivisionUPPER LAKE-NICE
Census Block Group1
Census Block1004
Census Tract100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9172 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 27, 2020Deed of Trust, Mortgage
QUICKEN LNS
Nov 13, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2024 · Amount on Record
Deed SaleJun 4, 2024 · Amount on Record
Deed Document Number20245632
Prior Transfer DateDec 21, 2015
Prior Transfer Doc0000017267
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address9172 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752
Transaction TypeMortgage
Record UpdatedMar 18, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9172 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752

Mortgage

Document Number0000020821
DateDec 14, 2021
Instrument2021020821
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address9172 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9172 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752

Mortgage

Document Number0000012235
DateSep 29, 2020
Instrument2020012235
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueSep 1, 2047

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address9172 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752
Document Number0000002996
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address9172 UPPER LAKE LUCERNE RD UPPER LAKE CA 954858752, UPPER LAKE, CA 95485-8752

Mortgage

Document Number0000002996
DateMar 9, 2020
Instrument2996
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMar 8, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address9172 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752
Document Number0000015522
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyDOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9172 UPPER LAKE LUCERNE RD UPPER LAKE CA 954858752, UPPER LAKE, CA 95485-8752

Mortgage

Document Number0000015522
DateNov 22, 2017
Instrument15522
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueNov 21, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictUpper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,915.00 (+2.41%)$530,604 (+2%) Land $145,656 Building $384,948
2025$5,776.00 (+112.35%)$520,200 (+110.97%) Land $142,800 Building $377,400
2023$2,720.00 (-2.58%) Homeowner's exemption$246,576 Land $49,744 Building $196,832
2022$2,792.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 82% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

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