9176 Upper Lake Lucerne Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 9176 Upper Lake Lucerne Rd, Upper Lake, CA 95485

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 8,474 sqft · built 2004
Lot Size5.26 acres (229,126 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (May 2025)
Tax Bill$5,998 (2026)
Deeds & MortgagesSep 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-010-260-000

Property Details

APN / Parcel Number

Primary APN004-010-260-000
Alternative APN
  • 004-010-26

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area8,474 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleMulti-Family
Construction TypeWood
Lot Area229,126 sqft
Garage Area768 sqft
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number004-010-26
Street Address9176 UPPER LAKE LUCERNE RD
CityUPPER LAKE
StateCA
Zip95485-8752
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRR
Legal SubdivisionAS SHOWN ON THAT CERTAIN PARCEL MAP
Legal Block1
JurisdictionLAKE CA
Township / Civil DivisionUPPER LAKE-NICE
Census Block Group1
Census Block1004
Census Tract100

Owner

9176 Upper Lake Lucerne Rd, a residential property, is owned by an individual who bought it in May 2025.

Source: Lake County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1045 BLUE RIDGE DR, BOULDER CREEK, CA 95006-9685
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Commercial Mortgage
GILBERT GONZALES
Nov 28, 2018Grant Deed, Transfer
FOSTER J & M 2001 L/TR (RT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2025 · Amount on File
Deed SaleMay 9, 2025 · Amount on File
Prior SaleSep 3, 2024 · Amount on File
Deed Document Number20254435
Prior Transfer DateAug 29, 2024
Prior Transfer Doc0000009117
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address9176 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 848, UPPER LAKE, CA 95485-0848

Mortgage

Document Number0000015175
DateSep 14, 2021
Instrument2021015175
Lender
NameGILBERT GONZALES
TypePrivate Party
AddressPO BOX 1612, LAKEPORT, CA 95453
Agreement
TypeCommercial Mortgage
AmountAmount on Record

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateNov 28, 2018
Property Address9176 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8752
Document Number0000015032
Instrument DateNov 19, 2018
Instrument15032
Transaction TypeTransfer
Record UpdatedJan 2, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$416.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9176 UPPER LAKE LUCERNE RD UPPER LAKE CA 954858752, UPPER LAKE, CA 95485-8752

Mortgage

Document Number15033
DateNov 28, 2018
Instrument15033
Lender
NameFOSTER J & M 2001 L/TR (RT)
AddressPO BOX 699, ESPARTO, CA 95627-0699
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9176 Upper Lake Lucerne Rd was $5,998, up 3.6% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictUpper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,998.00 (+3.63%)$535,500 (+3.18%) Land $153,000 Building $382,500
2025$5,788.00$519,000 Land $150,000 Building $369,000
2023$4,512.00 (-2.57%) Homeowner's exemption$406,362 Land $186,562 Building $219,800
2022$4,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9176 Upper Lake Lucerne Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9176 Upper Lake Lucerne Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 82% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

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