9179 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9179 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,552 sqft
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0109-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0109-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,552 sqft Living Area
1st Floor Area	776 sqft

Exterior

Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	113 ft deep x 106 ft wide
Garage Area	1,364 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9179 FIELD RD
City	CLAY
State	MI
Zip	48001-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG N 87 DEG 12 MIN E 192 FT FROM SW COR OF LOT 1303, TH N 1 DEG 13 MIN E 149.42 FT, TH S 89 DEG 47 MIN E 96.45 FT, TH S 2
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1303
Legal Unit	1303
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9179 FIELD RD, CLAY, MI 48001-4445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Sep 18, 2025	Intrafamily Transfer, Transfer
Oct 21, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Oct 27, 2017	Deed of Trust, Mortgage MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 3, 2025
Transfer Doc	0005852100
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 25, 2026
Property Address	9179 FIELD RD, CLAY, MI 48001-4445
Document Number	0000012857
Book / Page	5937 / 297
Instrument Date	Jun 9, 2026
Instrument	202612857
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9179 FIELD RD, CLAY, MI 48001-4445

Mortgage

Document Number	0000012857,
Date	Jun 25, 2026
Book Page	5937/297
Instrument	202612857

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2056

Interest

Rate	6.36%
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 18, 2025
Property Address	9179 FIELD RD, CLAY, MI 48001-4445
Document Number	0005852100
Book / Page	5852 / 100
Instrument Date	Sep 3, 2025
Instrument	2025017658
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9179 FIELD RD, CLAY, MI 48001-4445

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9179 FIELD RD, CLAY, MI 48001-4445
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9179 FIELD RD, CLAY, MI 48001-4445

Mortgage

Document Number	5437649
Date	Oct 21, 2021
Book Page	5437/649
Instrument	2021029728

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9179 FIELD RD, CLAY, MI 48001-4445
Document Number	0048890160
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9179 FIELD RD CLAY MI 480014445, CLAY, MI 48001-4445

Mortgage

Document Number	0048890160
Date	Nov 13, 2017
Book Page	004889/000160

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,800 (+5%)	$239,600 (+5%)
2025	$2,312.00 (+2.08%) Homeowner's exemption	$114,100 (+19.35%)
2024	$2,265.00 (+8.01%)		$228,200 (+19.35%)
2023		$95,600
2022	$2,097.00		$191,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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