9181 Hartly Pl, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9181 Hartly Pl, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,136 sqft · built 2021
Lot Size	0.696 acres (30,343 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Oct 2021)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114O C 051`

Property Details

APN / Parcel Number

Primary APN	`114O C 051`
Alternative APN	`0000163591`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,136 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,343 sqft (0.696 acres)
Lot Dimensions	178 ft deep x 169 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000163591
Street Address	9181 HARTLY PL
City	OOLTEWAH
State	TN
Zip	37363-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 51 THE RETREATS AT WHITE OAK PB90 PG81 OUT OF 114-86 FOR 2009
Legal Subdivision	THE RETREATS AT WHIT
Legal Lot Number	51
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	11206

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9181 HARTLY PL, OOLTEWAH, TN 37363-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit TRUST FCU
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 26, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST CITIZENS NAT'L BK
Mar 5, 2018	Grant Deed, Construction Loan · Line of Credit TOWER CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	2021102500047
Deed Book / Page	12703 / 932
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9181 HARTLY PL, OOLTEWAH, TN 37363-2903
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000123
Date	Aug 29, 2023
Book Page	13385/396
Instrument	2023082900123

Lender

Name	TRUST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 25, 2021
Property Address	9181 HARTLY PL, OOLTEWAH, TN 37363-2903
Document Number	0000000047
Book / Page	12703 / 932
Map Reference	MB 90 PG 80&81
Instrument Date	Oct 20, 2021
Instrument	2021102500047
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	APL WARRANTY TITLE LLC, WARRANTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9181 HARTLY PL, OOLTEWAH, TN 37363-2903

Mortgage

Document Number	0012703934
Date	Oct 25, 2021
Instrument	12703/934

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Change Frequency	6 Months

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 26, 2018
Property Address	9181 HARTLY PL, OOLTEWAH, TN 37363-2903
Document Number	1226000258
Book / Page	011530 / 000031
Instrument Date	Dec 18, 2018
Instrument	181226000258
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9181 HARTLY PL OOLTEWAH TN 37363, OOLTEWAH, TN 37363
Investor	Possibly a Property Investor

Mortgage

Document Number	1226000258
Date	Dec 26, 2018
Book Page	011530/000031
Instrument	181226000258

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 25, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 5, 2018
Property Address	9181 HARTLY PL, OOLTEWAH, TN 37363-2903
Book / Page	011285 / 000643
Instrument Date	Mar 1, 2018
Instrument	194
Transaction Type	Construction Loan
Record Updated	Mar 21, 2018
Title Company	TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9250 HARTLY PL OOLTEWAH TN 373632903, OOLTEWAH, TN 37363-2903

Mortgage

Document Number	0000000194
Date	Mar 5, 2018
Book Page	011285/000643
Instrument	194

Lender

Name	TOWER CMNTY BK
Address	4564 MAIN ST, JASPER, TN 37347-3504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 4, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00 (-1.15%)	$164,150 (+45.88%)	$656,600 (+45.88%) Land $70,000 Building $586,600
2024	$2,517.00 (+5.4%)	$112,525 (+5.39%)	$450,100 (+5.39%) Land $60,000 Building $390,100
2023	$2,388.00	$106,775	$427,100 Land $60,000 Building $367,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: EPB.

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