Ocean County and Lacey Township property record for 918 Sinclair Ave, Lanoka Harbor, NJ 08734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,157 sqft · built 1989 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,005 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00935-0000-00036 |
| Primary APN | 13-00935-0000-00036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10000188 |
|---|---|
| Street Address | 918 SINCLAIR AVE |
| City | LANOKA HARBOR |
| State | NJ |
| Zip | 08734-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75 X 100 38,40 |
| Legal Subdivision | INCL |
| Legal Block | 935 |
| Legal Lot Number | 36 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 732101 |
Source: Ocean County and Lacey Township records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 918 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Mar 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 28, 2023 | Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 |
| Deed Sale | Aug 5, 2026 |
| Prior Sale | Apr 28, 2023 · Amount on Record |
| Deed Document Number | 202663232 |
| Deed Book / Page | 20460 / 506 |
| Prior Transfer Date | Jul 23, 2026 |
| Prior Transfer Doc | 0000063232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 21, 2026 |
| Property Address | 918 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034 |
| Document Number | 0000076674 |
| Book / Page | 20506 / 1624 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202676674 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Address | 918 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034 |
| Document Number | 0000076674, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 20506/1624 |
| Instrument | 202676674 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 18, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 918 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Title Company | MILESTONE SETTLEMENT LLC |
| Name | Verified Name |
|---|---|
| Address | 918 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034 |
| Document Number | 0196321868 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 19632/1868 |
| Instrument | 2024019781 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 28, 2023 |
| Property Address | 918 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034 |
| Document Number | 0193640552 |
| Book / Page | 19364 / 552 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023031826 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,863.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 STONEY XING, BLUFFTON, SC 29910-7854 |
| Name | Verified Name |
|---|---|
| Address | 918 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034 |
| Document Number | 2023031827 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023031827 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,000 (-) Land $77,000 Building $106,000 | $183,000 (-) Land $77,000 Building $106,000 | |
| 2025 | $5,005.00 (+7.94%) | $183,000 (-) Land $77,000 Building $106,000 | $183,000 (-) Land $77,000 Building $106,000 |
| 2024 | $4,637.00 (+11.98%) | ||
| 2023 | $183,000 Land $77,000 Building $106,000 | $183,000 Land $77,000 Building $106,000 | |
| 2022 | $4,141.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 229 (1989–2025) |
| Claims Outside the SFHA | 8 of 229 |
| Most Recent Claim | May 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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