914 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 914 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3 ba · 2,556 sqft · built 2017
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$64,800 (Feb 1994)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-00935-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`13-00935-0000-00030`
Alternative APNs	`130093500030` `00061488`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,556 sqft Gross Area
Basement Area	576 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00061488
Street Address	914 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-2034
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-75
Legal Description	75 X 100 32,34 DISABLED VETERAN
Legal Subdivision	SEA VIEW MANOR
Legal Block	935
Legal Lot Number	30
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	4
Census Block	4016
Census Tract	732101

Owner

914 Sinclair Ave is owned by an individual who acquired it in February 1999.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	914 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit KEARNY BANK
Dec 21, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 31, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 1994 · Amount on File
Deed Sale	Feb 3, 1994 · Amount on File
Last Transfer Date	Feb 9, 1999
Transfer Doc	0000019211
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	914 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191931459
Date	Oct 12, 2022
Book Page	19193/1459
Instrument	2022108777

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	914 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0169761494
Date	Dec 21, 2017
Book Page	16976/1494
Instrument	2017133823

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	914 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180921695
Date	Oct 8, 2020
Book Page	18092/1695
Instrument	2020114543

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	914 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2034
Document Number	0175660814
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 SINCLAIR AVE LANOKA HARBOR NJ 087342034, LANOKA HARBOR, NJ 08734-2034

Mortgage

Document Number	0175660814
Date	Aug 9, 2019
Book Page	017566/000814
Instrument	77258

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$304,000 (-) Land $77,000 Building $227,000	$304,000 (-) Land $77,000 Building $227,000
2025	$304,000 Land $77,000 Building $227,000	$304,000 Land $77,000 Building $227,000
2023	$304,000 Land $77,000 Building $227,000	$304,000 Land $77,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Sinclair Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	229 (1989–2025)
Claims Outside the SFHA	8 of 229
Most Recent Claim	May 2025
Claims by Event	Hurricane Sandy, Nov 2012 · 161 claims Severe Storms And Flooding, Mar 2010 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 914 Sinclair Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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