907 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 907 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,630 sqft · built 1988
Lot Size	0.387 acres (16,875 sqft)
Owner	Individual Name on Record
Last Sale	$288,500 (Nov 2020)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-00934-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`13-00934-0000-00019`
Alternative APNs	`130093400019` `99854`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	16,875 sqft (0.387 acres)
Lot Dimensions	225 ft deep x 75 ft wide
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	99854
Street Address	907 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75 X 225 20,21,22,23,24
Legal Subdivision	SEAVIEW MANOR LANOKA STATION
Legal Block	934
Legal Lot Number	19
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1002
Census Tract	732101

Owner

Source: Ocean County and Lacey Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 6, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2023	Intrafamily Transfer, Transfer
Nov 9, 2020	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jul 24, 2003 · Amount on Record
Deed Document Number	2020131737
Deed Book / Page	18146 / 1306
Last Transfer Date	Mar 1, 2023
Transfer Doc	0193681503
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Jun 11, 2026
Property Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035
Document Number	0000046051
Book / Page	20401 / 625
Instrument Date	May 8, 2026
Instrument	202646051
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035

Mortgage

Document Number	0000046051,
Date	Jun 11, 2026
Book Page	20401/625
Instrument	202646051

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Nov 1, 2050

Interest

Rate	6.37%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196731879
Date	May 6, 2024
Book Page	19673/1879
Instrument	2024032518

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Nov 1, 2050

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	May 4, 2023
Property Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035
Document Number	0193681503
Book / Page	19368 / 1503
Instrument Date	Mar 1, 2023
Instrument	2023033251
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 9, 2020
Property Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035
Document Number	0181461306
Book / Page	18146 / 1306
Instrument Date	Oct 8, 2020
Instrument	2020131737
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 SINCLAIR AVE, 907, LANOKA HARBOR, NJ 08734-2035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-2035

Mortgage

Document Number	2020131738
Date	Nov 9, 2020
Instrument	2020131738

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,300 (-) Land $77,200 Building $157,100	$234,300 (-) Land $77,200 Building $157,100
2025	$6,408.00 (+7.93%)	$234,300 (-) Land $77,200 Building $157,100	$234,300 (-) Land $77,200 Building $157,100
2024	$5,937.00 (+11.98%)
2023		$234,300 Land $77,200 Building $157,100	$234,300 Land $77,200 Building $157,100
2022	$5,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 336 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	336 in force
Nearby Flood Claims	351 (1989–2023)
Claims Outside the SFHA	2 of 351
Most Recent Claim	Mar 2023
Claims by Event	Hurricane Sandy, Oct 2012 · 302 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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