Hardy County property record for 918 N River Rd, Baker, WV 26801
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,625 sqft · built 2016 |
| Lot Size | 8.97 acres (390,733 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,342 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-247-0009.0004 |
| Primary APN | 03-247-0009.0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,625 sqft Living Area |
| 1st Floor Area | 4,160 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 390,733 sqft (8.97 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 918 N RIVER RD |
|---|---|
| City | BAKER |
| State | WV |
| Zip | 26801-8181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 8.97 AC NORTH RIVER RD TR 3C KESSEL |
| Jurisdiction | HARDY WV |
| Township / Civil Division | CAPON |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 970102 |
918 N River Rd, a rural home, is owned and occupied by two individuals.
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 918 N RIVER RD, BAKER, WV 26801-8181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 918 N RIVER RD, BAKER, WV 26801-8181 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000325/282 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 325/282 |
| Instrument | 220627 |
| Name | SUMMIT COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 918 N River Rd was $1,342, up 0.4% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,342.00 (+0.37%) | $174,780 (+0.55%) Land $16,800 Building $157,980 | $291,300 (+0.55%) Land $28,000 Building $263,300 |
| 2025 | $1,337.00 | $173,820 Land $14,160 Building $159,660 | $289,700 Land $23,600 Building $266,100 |
| 2023 | $1,295.00 | $167,760 Land $14,160 Building $153,600 | $279,600 Land $23,600 Building $256,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 918 N River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 918 N River Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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