Hardy County property record for 1066 N River Rd, Baker, WV 26801
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2 ba · 4,128 sqft · built 1970 |
| Lot Size | 11.8 acres (514,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Jul 2026) |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-247-0011.0003 |
| Primary APN | 03-247-0011.0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,128 sqft Living Area |
| 1st Floor Area | 3,600 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 1,440 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 514,444 sqft (11.8 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1066 N RIVER RD |
|---|---|
| City | BAKER |
| State | WV |
| Zip | 26801-8088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 11.81 AC NORT RIVER RD SEE |
| Jurisdiction | HARDY WV |
| Township / Civil Division | CAPON |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 970102 |
Source: Hardy County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1066 N RIVER RD, BAKER, WV 26801-8088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Jul 30, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Deed Document Number | 2026244817 |
| Deed Book / Page | 385 / 874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Jul 1, 2026 |
| Property Address | 1066 N RIVER RD, BAKER, WV 26801-8088 |
| Document Number | 0000244817 |
| Book / Page | 385 / 874 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026244817 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1066 N RIVER RD, BAKER, WV 26801-8088 |
| Document Number | 0000244818, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026244818 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Jul 30, 2021 |
| Property Address | 1066 N RIVER RD, BAKER, WV 26801-8088 |
| Document Number | 0000360/85 |
| Book / Page | 360 / 85 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 224294 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1064 N RIVER RD, BAKER, WV 26801-8088 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 | $156,420 Land $16,980 Building $139,440 | $260,700 Land $28,300 Building $232,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 66% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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