42 N River Rd, #LOST, Baker, WV 26801 Property Records

Hardy County property record for 42 N River Rd, #LOST, Baker, WV 26801

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,520 sqft · built 1930
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2021)
Tax Bill	$255 (2025)
Deeds & Mortgages	Feb 2020 Refinance Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-427-0019.0000`

Property Details

APN / Parcel Number

Primary APN	`02-427-0019.0000`
Alternative APN	`16-02-427-0019.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Asbestos
Lot Area	28,314 sqft (0.65 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	42 N RIVER RD # LOST, LOST
City	BAKER
State	WV
Zip	26801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.65 AC SURVEY MOYER NEAR LOST CITY
Jurisdiction	HARDY WV
Township / Civil Division	LOST RIVER
Census Block Group	2
Census Block	2002
Census Tract	970202

Owner

Source: Hardy County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 W CHURCH ST, HAGERSTOWN, MD 21740-4729
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 20, 2021	Deed, Transfer · Stand-Alone First Mortgage BANK OF ROMNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	224133
Deed Book / Page	359 / 845
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	42 N RIVER RD # LOST, LOST, BAKER, WV 26801
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000318/254
Date	Feb 7, 2020
Book Page	318/254
Instrument	217239

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Jul 20, 2021
Property Address	42 N RIVER RD # LOST, LOST, BAKER, WV 26801
Document Number	000359/845
Book / Page	359 / 845
Instrument Date	Jul 19, 2021
Instrument	224133
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224134
Date	Jul 20, 2021
Instrument	224134

Lender

Name	BANK OF ROMNEY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (+4.51%)	$33,180 (+4.73%) Land $12,420 Building $20,760	$55,300 (+4.73%) Land $20,700 Building $34,600
2023	$244.00	$31,680 Land $12,420 Building $19,260	$52,800 Land $20,700 Building $32,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of West Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on N River Rd

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