918 Karrow Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 918 Karrow Ave, Whitefish, MT 59937 · Last verified September 2023

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,098 sqft · built 1957
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$6,200 (2023)
Deeds & Mortgages	May 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0777136`

Property Details

APN / Parcel Number

Primary APN	`R0777136`
Alternative APNs	`07-4292-35-4-02-30-0000` `0000653401`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
Gross Area	912 sqft
1st Floor Area	2,328 sqft
2nd Floor Area	770 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft
Gazebo	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000653401
Street Address	918 KARROW AVE
City	WHITEFISH
State	MT
Zip	59937-3211
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S35, T31 N, R22 W, TR 3FA IN SE4SE4
Legal Range	22W
Legal Township	31N
Legal Section	35
Legal Quarter	SE
Legal Subdivision	CERT/SURVEY #9998 #2
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2023
Census Tract	402

Owner

Source: Flathead County records · APN R0777136

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	918 KARROW AVE, WHITEFISH, MT 59937-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Intrafamily Transfer, Transfer · Line of Credit WHITEFISH CU
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2020
Deed Sale	Nov 16, 2020
Prior Sale	Nov 16, 2020
Deed Document Number	202000038634
Last Transfer Date	May 10, 2022
Transfer Doc	202200012036
Record Updated	Jun 07, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 10, 2022
Property Address	918 KARROW AVE, WHITEFISH, MT 59937-3211
Document Number	202200012036
Instrument Date	May 09, 2022
Instrument	202200012036
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	918 KARROW AVE, WHITEFISH, MT 59937-3211

Mortgage

Document Number	202200012037
Date	May 10, 2022
Instrument	202200012037

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 16, 2020
Property Address	918 KARROW AVE, WHITEFISH, MT 59937-3211
Document Number	202000038634
Instrument Date	Nov 12, 2020
Instrument	202000038634
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 KARROW AVE, WHITEFISH, MT 59937-3211

Mortgage

Document Number	202000038635
Date	Nov 16, 2020
Instrument	202000038635

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,200.00	$1,007,900	$1,007,900 Land $380,310 Building $627,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 22% of Montana
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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