824 Karrow Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 824 Karrow Ave, Whitefish, MT 59937 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	7 bd · 2 ba · 1,094 sqft · built 1944
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,387 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0786730`

Property Details

APN / Parcel Number

Primary APN	`R0786730`
Alternative APNs	`07-4292-35-4-03-24-0000` `0000922650`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	912 sqft
Attic	Attic
Attic Area	182 sqft
Basement Area	912 sqft
Finished Basement	912 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2005
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Mixed
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	112 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000922650
Street Address	824 KARROW AVE
City	WHITEFISH
State	MT
Zip	59937-3209
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S35, T31 N, R22 W, TR 3E IN N2NE4SE4SE4, ASSR # 0922650
Legal Range	22W
Legal Township	31N
Legal Section	35
Legal Subdivision	CERTIFICATE OF SURVEY #5818
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2023
Census Tract	402

Owner

Source: Flathead County records · APN R0786730

Assessment roll updated September 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	824 KARROW AVE, WHITEFISH, MT 59937-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Feb 06, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
May 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2016
Deed Sale	Aug 30, 2016
Deed Document Number	201618716
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0000014352
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	824 KARROW AVE, WHITEFISH, MT 59937-3209
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 KARROW AVE, WHITEFISH, MT 59937-3209

Mortgage

Document Number	202500026426
Date	Dec 09, 2025
Instrument	202500026426

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Oct 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	824 KARROW AVE, WHITEFISH, MT 59937-3209
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008310
Date	Apr 30, 2018
Instrument	201800008310

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	824 KARROW AVE, WHITEFISH, MT 59937-3209
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002287
Date	Feb 06, 2019
Instrument	201900002287

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	824 KARROW AVE, WHITEFISH, MT 59937-3209
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900009655
Date	May 21, 2019
Instrument	201900009655

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	824 KARROW AVE, WHITEFISH, MT 59937-3209
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100043870
Date	Dec 27, 2021
Instrument	202100043870

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,387.00 (-34.39%)	$1,023,346 (+21.94%)	$1,023,346 (+21.94%) Land $400,566 Building $622,780
2023	$5,162.00	$839,200	$839,200 Land $382,845 Building $456,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 22% of Montana
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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