836 Karrow Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 836 Karrow Ave, Whitefish, MT 59937 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,179 sqft · built 1970
Lot Size	7.32 acres (319,077 sqft)
Owner	Company Name on File
Last Sale	$519,400 (May 2021)
Tax Bill	$4,157 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Jan 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0776362`

Property Details

APN / Parcel Number

Primary APN	`R0776362`
Alternative APNs	`07-4292-35-4-02-01-0000` `0000620050`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
1st Floor Area	2,179 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	319,077 sqft (7.32 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	932 sqft
Shed	1 Shed
Shed Area	234 sqft
Quonset Hut	1,536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000620050
Street Address	836 KARROW AVE
City	WHITEFISH
State	MT
Zip	59937-3209
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S35, T31 N, R22 W, ACRES 7.33, COS 20435-1, TR 7A IN SW4SE4, & CS 20435-1, TR 3F IN SE4SE4
Legal Range	22W
Legal Township	31N
Legal Section	35
Legal Subdivision	CERTIFICATE OF SURVEY #5818
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2023
Census Tract	402

Owner

Source: Flathead County records · APN R0776362

Assessment roll updated September 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	836 KARROW AVE, WHITEFISH, MT 59937-3209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 19, 2017	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK
May 28, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 09, 2017	Intrafamily Transfer, Transfer INSURED TITLE, INSURED TITLE S

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jul 14, 2016 · Amount on Record
Deed Document Number	202118536
Last Transfer Date	May 24, 2024
Transfer Doc	0000009910
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	836 KARROW AVE, WHITEFISH, MT 59937-3209
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900022160
Date	Sep 12, 2019
Instrument	201900022160

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	836 KARROW AVE, WHITEFISH, MT 59937-3209
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, FT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001412
Date	Jan 19, 2017
Instrument	201700001412

Lender

Name	AMERICAN BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 28, 2021
Property Address	836 KARROW AVE, WHITEFISH, MT 59937-3209
Document Number	202100018536
Instrument Date	May 24, 2021
Instrument	202100018536
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	836 KARROW AVE, WHITEFISH, MT 59937-3209

Mortgage

Document Number	202100018537
Date	May 28, 2021
Instrument	202100018537

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 09, 2017
Property Address	836 KARROW AVE, WHITEFISH, MT 59937-3209
Document Number	201700027976
Instrument Date	Nov 08, 2017
Instrument	201700027976
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	INSURED TITLE, INSURED TITLE S

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 KARROW AVE, WHITEFISH, MT 59937-3209

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,157.00 (-24.99%)	$1,230,600 (+36.61%)	$1,230,600 (+36.61%) Land $563,295 Building $667,305
2023	$5,542.00	$900,800	$900,800 Land $511,838 Building $388,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 27% of Montana
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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