Allegan County property record for 918 Charles St, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,376 sqft · built 1960 |
| Lot Size | 0.491 acres (21,388 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,584 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-120-029-00 |
| Primary APN | 08-120-029-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Lot Area | 21,388 sqft (0.491 acres) |
| Lot Dimensions | 178 ft deep x 119 ft wide |
| Garage Area | 1,032 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 918 CHARLES ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 29 BEARDSLEY'S ASSESSOR'S PLAT SEC 29 T1N R11W. (69). |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | BEARDSLEYS ASSRS GUN PLAIN TOW |
| Legal Lot Number | 29 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 32100 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 918 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2013 |
| Transfer Doc | 003760/217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 918 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 918 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Document Number | 004781/434 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 4781/434 |
| Instrument | 2022014427 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Monthly |
| Index | Other |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,900 (+5.36%) Land $15,800 Building $102,100 | $235,800 (+5.36%) Land $31,600 Building $204,200 | |
| 2025 | $1,584.00 (+2.52%) Homeowner's exemption | $111,900 (+32.11%) Land $11,500 Building $100,400 | $223,800 (+32.11%) Land $23,000 Building $200,800 |
| 2024 | $1,545.00 (+9.5%) | ||
| 2023 | $84,700 Land $7,500 Building $77,200 | $169,400 Land $15,000 Building $154,400 | |
| 2022 | $1,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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