Allegan County property record for 904 Charles St, Plainwell, MI 49080 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1956 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Jun 2017) |
| Tax Bill | $1,517 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-120-032-00 |
| Primary APN | 08-120-032-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 21,432 sqft (0.492 acres) |
| Lot Dimensions | 178 ft deep x 122 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 904 CHARLES ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 BEARDSLEY'S ASSESSOR'S PLAT SEC 29 T1N R11W. (69). |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | BEARDSLEYS ASSRS GUN PLAIN TOW |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 32100 |
Source: Allegan County records · APN 08-120-032-00
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Dec 05, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Jun 26, 2017 | Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2017 · Amount on Record |
| Deed Sale | Jun 26, 2017 · Amount on Record |
| Prior Sale | Oct 07, 2015 · Amount on Record |
| Deed Book / Page | 4152 / 292 |
| Prior Transfer Date | Feb 28, 2014 |
| Prior Transfer Doc | 3818/260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 904 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 904 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Document Number | 004935/813 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 4935/813 |
| Instrument | 2024005666 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 904 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 904 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Document Number | 004820/650 |
|---|---|
| Date | Dec 05, 2022 |
| Book Page | 4820/650 |
| Instrument | 2022022653 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jun 26, 2017 |
| Property Address | 904 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Document Number | 4152/292 |
| Book / Page | 4152 / 292 |
| Map Reference | LB10 PG51 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 676 REX AVE, 676, KALAMAZOO, MI 49048-2353 |
| Name | Verified Name |
|---|---|
| Address | 904 CHARLES ST, PLAINWELL, MI 49080-1810 |
| Document Number | 4152295 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 4152/295 |
| Name | UNITED STATES DEPARTMENT OF AGRICUL |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jun 14, 2050 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,800 (+9.22%) Land $16,000 Building $59,800 | $151,600 (+9.22%) Land $32,000 Building $119,600 | |
| 2025 | $1,517.00 (+2.5%) Homeowner's exemption | $69,400 (+34.24%) Land $11,600 Building $57,800 | $138,800 (+34.24%) Land $23,200 Building $115,600 |
| 2024 | $1,480.00 (+9.47%) | ||
| 2023 | $51,700 Land $7,500 Building $44,200 | $103,400 Land $15,000 Building $88,400 | |
| 2022 | $1,352.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260050321002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surf Air Wireless | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: 123.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.
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