923 Charles St, Plainwell, MI 49080 Property Records

Allegan County property record for 923 Charles St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1966
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2023)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-120-022-00`

Property Details

APN / Parcel Number

Primary APN	`08-120-022-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	177 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	923 CHARLES ST
City	PLAINWELL
State	MI
Zip	49080-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 22 BEARDSLEY'S ASSESSOR'S PLAT SEC 29 T1N R11W. (69).
Legal Range	11W
Legal Township	01N
Legal Section	29
Legal Subdivision	BEARDSLEYS ASSRS GUN PLAIN TOW
Legal Lot Number	22
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	2
Census Block	2018
Census Tract	32100

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	923 CHARLES ST, PLAINWELL, MI 49080-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 13, 2022	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage KALSEE CU
May 23, 2018	Deed of Trust, Mortgage KALSEE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	20236599
Deed Book / Page	4854 / 667
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 8, 2023
Property Address	923 CHARLES ST, PLAINWELL, MI 49080-1809
Document Number	004854/667
Book / Page	4854 / 667
Map Reference	LB 10 PG 51&52
Instrument Date	Apr 28, 2023
Instrument	2023006599
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 CHARLES ST, PLAINWELL, MI 49080-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	241 HELEN AVE # B, B, OTSEGO, MI 49078-1060

Mortgage

Document Number	2023006600
Date	May 8, 2023
Instrument	2023006600

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 13, 2022
Property Address	923 CHARLES ST, PLAINWELL, MI 49080-1809
Document Number	004797/832
Book / Page	4797 / 832
Map Reference	LB 10 PG 51&52
Instrument Date	Aug 26, 2022
Instrument	2022017906
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 CHARLES ST, 923, PLAINWELL, MI 49080-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CHARLES ST, PLAINWELL, MI 49080-1809

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	923 CHARLES ST, PLAINWELL, MI 49080-1809
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4496/754
Date	Aug 13, 2020
Book Page	4496/754

Lender

Name	KALSEE CU
Type	Credit Union
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	923 CHARLES ST, PLAINWELL, MI 49080-1809
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4247/848
Date	May 23, 2018
Book Page	4247/848

Lender

Name	KALSEE CU
Type	Credit Union
Address	KALAMAZOO, MI 49001

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 20, 2023

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,900 (+4.46%) Land $7,900 Building $74,000	$163,800 (+4.46%) Land $15,800 Building $148,000
2025	$2,518.00 (+2.52%) Homeowner's exemption	$78,400 (+39.01%) Land $5,800 Building $72,600	$156,800 (+39.01%) Land $11,600 Building $145,200
2024	$2,456.00 (+80.85%)
2023		$56,400 Land $3,800 Building $52,600	$112,800 Land $7,600 Building $105,200
2022	$1,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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