91791 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 91791 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,739 sqft · built 2000
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on File
Last Sale	$1,415,000 (Oct 2025)
Tax Bill	$6,633 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2097-1510-32-004`

Property Details

APN / Parcel Number

Primary APN	`2097-1510-32-004`
Alternative APN	`6509737`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,739 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,430 sqft
2nd Floor Area	812 sqft
Basement Area	497 sqft
Finished Basement	497 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Terrain	Steep
View / Lot	Average
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	91791 RYAN GULCH RD
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 4 RYAN GULCH ESTATES SUB
Legal Subdivision	RYAN GULCH ESTATES SUB
Legal Lot Number	4
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2001
Census Tract	103

Owner

Source: Summit County assessment roll, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4504 S HAMPTON CIR, BOULDER, CO 80301-6058
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Mar 28, 2013 · Amount on Record
Deed Document Number	20251361176
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Oct 6, 2025
Property Address	91791 RYAN GULCH RD, SILVERTHORNE, CO 80498
Document Number	0001361176
Map Reference	DOC 666387
Instrument Date	Oct 2, 2025
Instrument	1361176
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$141.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91791 RYAN GULCH RD, SILVERTHORNE, CO 80498

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4504 S HAMPTON CIR, BOULDER, CO 80301-6058

Mortgage

Document Number	0001361177
Date	Oct 6, 2025
Instrument	1361177

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,633.00 (+5.15%)	$102,333 (+8.24%)	$1,504,900 (+6.65%) Land $328,800 Building $1,176,100
2024	$6,308.00 (+0.98%)	$94,544 (-)
2023	$6,247.00 (+27.8%)	$94,544 (+39.52%)	$1,411,100 (+44.73%) Land $405,500 Building $1,005,600
2022	$4,888.00	$67,763	$975,000 Land $234,800 Building $740,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2020–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Fixed Wireless	1,000 / 1,000