Summit County property record for 91785 Ryan Gulch Rd, Silverthorne, CO 80498
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,078 sqft · built 2000 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,990 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2097-1510-32-003 |
| Primary APN | 2097-1510-32-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,078 sqft Living Area |
| Gross Area | 3,519 sqft |
| 1st Floor Area | 1,430 sqft |
| 2nd Floor Area | 812 sqft |
| Basement Area | 836 sqft |
| Finished Basement | 836 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,932 sqft (0.228 acres) |
| Terrain | Steep |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 91785 RYAN GULCH RD |
|---|---|
| City | SILVERTHORNE |
| State | CO |
| Zip | 80498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 5 RYAN GULCH ESTATES SUB |
| Legal Subdivision | RYAN GULCH ESTATES SUB |
| Legal Lot Number | 5 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | SILVERTHORNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 103 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 5002, FRISCO, CO 80443-5002 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2013 |
| Transfer Doc | 0001039671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | RYAN GULCH RD, CO |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001161537 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 1161537 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | RYAN GULCH RD, CO |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001277243 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 1277243 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,990.00 (+5.1%) | $107,841 (+8.18%) | $1,585,900 (+6.59%) Land $329,500 Building $1,256,400 |
| 2024 | $6,651.00 (+0.97%) | $99,683 (-) | |
| 2023 | $6,587.00 (+36.26%) | $99,683 (+48.74%) | $1,487,800 (+54.29%) Land $406,400 Building $1,081,400 |
| 2022 | $4,834.00 | $67,019 | $964,300 Land $243,700 Building $720,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2020–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Arbor Mesh Internet Fixed Wireless | 1,000 / 1,000 |
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