Santa Clara County property record for 9175 Tea Tree Way, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,060 sqft · built 2019 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,899,000 (Oct 2026) |
| Tax Bill | $16,039 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Aug 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-72-019 |
| Primary APN | 783-72-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,060 sqft Living Area |
| 1st Floor Area | 2,885 sqft |
| 2nd Floor Area | 175 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 1,095 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9175 TEA TREE WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | TRACT 9473 COUNTRY ESTATES PHASE 3 BOOK 789 PAGE 37 PAGE 50 LOT 19 |
| Legal Subdivision | COUNTRY ESTATES PH 03 |
| Legal Tract | 9473 |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 512515 |
Source: Santa Clara County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Oct 7, 2026 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit KEYPOINT CU |
| Jun 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage KEYPOINT CU |
| Dec 13, 2018 | Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Dec 13, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage HOMESTREET BK |
| Aug 2, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF THE CASCADES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2026 · Amount on Record |
| Deed Sale | Oct 7, 2026 · Amount on Record |
| Prior Sale | Aug 2, 2017 · Amount on Record |
| Deed Document Number | 202626061558 |
| Prior Transfer Date | Jun 2, 2021 |
| Prior Transfer Doc | 0024987782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 7, 2026 |
| Property Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Document Number | 0026061558 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202626061558 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | COAST TITLE, ORANGE COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210,978.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Document Number | 0000061559, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 202661559 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Document Number | 0025364771 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 25364771 |
| Name | KEYPOINT CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 8, 2021 |
| Property Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Document Number | 0024987782 |
| Map Reference | MB 789 PG 37-50 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 24987782 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Document Number | 0024987783 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 24987783 |
| Name | KEYPOINT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0024081353 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 24081353 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024513391 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 24513391 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 13, 2018 |
| Property Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 24081352 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 27, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 251 BRANDON ST #122 SAN JOSE CA 951343662, 122, SAN JOSE, CA 95134-3662 |
| Document Number | 0024081352 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 24081352 |
| Name | HOMESTREET BK |
|---|---|
| Type | Bank |
| Address | 601 UNION ST # 2000, SEATTLE, WA 98101-1378 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 2, 2017 |
| Property Address | 9175 TEA TREE WAY, GILROY, CA 95020-7782 |
| Document Number | 0023717888 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 23717888 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9175 TEA TREE WAY GILROY CA 950207782, GILROY, CA 95020-7782 |
| Document Number | 23717889 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 23717889 |
| Name | BANK OF THE CASCADES |
|---|---|
| Type | Bank |
| Address | BEND, OR 97703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,337,827 (+2%) Land $311,033 Building $1,026,794 | |
| 2025 | $16,039.00 (+2.2%) Homeowner's exemption | $1,311,596 (+4.04%) Land $304,935 Building $1,006,661 |
| 2023 | $15,694.00 (+1.66%) Homeowner's exemption | $1,260,667 Land $293,095 Building $967,572 |
| 2022 | $15,437.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
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