8981 Tea Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8981 Tea Tree Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,989 sqft · built 2020
Lot Size0.889 acres (38,768 sqft)
OwnerIndividual Name on Record
Last Sale$2,000,000 (Mar 2021)
Tax Bill$26,524 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN783-72-031

Property Details

APN / Parcel Number

Primary APN783-72-031

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area4,989 sqft Living Area
1st Floor Area2,962 sqft
2nd Floor Area2,027 sqft

Exterior

Year BuiltBuilt 2020
Architectural StyleOther
Construction TypeWood
Lot Area38,768 sqft (0.889 acres)
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address8981 TEA TREE WAY
CityGILROY
StateCA
Zip95020-7791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTR 9473 LOT 31
Legal SubdivisionCOUNTRY ESTATES PHASE 3
Legal Tract9473
Legal Lot Number31
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2018
Census Tract512515

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8981 TEA TREE WAY, GILROY, CA 95020-7791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 30, 2021Grant Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Dec 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
BADWAL-SINGH TRUST (CT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2021 · Amount on Record
Deed SaleMar 30, 2021 · Amount on Record
Prior SaleNov 29, 2016
Deed Document Number24898482
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8981 TEA TREE WAY, GILROY, CA 95020-7791
Transaction TypeMortgage
Record UpdatedJun 17, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address8981 TEA TREE WAY, GILROY, CA 95020-7791

Mortgage

Document Number0025317208
DateJun 9, 2022
Instrument25317208
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMar 30, 2021
Property Address8981 TEA TREE WAY, GILROY, CA 95020-7791
Document Number0024898482
Map ReferenceMB 789 PG 37-50
Instrument DateMar 24, 2021
Instrument24898482
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address8981 TEA TREE WAY, GILROY, CA 95020-7791

Mortgage

Document Number0024898483
DateMar 30, 2021
Instrument24898483
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8981 TEA TREE WAY, GILROY, CA 95020-7791
Document Number0024093822
Instrument DateDec 4, 2018
Transaction TypeMortgage
Record UpdatedJan 21, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8981 TEA TREE WAY GILROY CA 950207791, GILROY, CA 95020-7791

Mortgage

Document Number0024093822
DateJan 8, 2019
Instrument24093822
Lender
NameBADWAL-SINGH TRUST (CT)
AddressSAN JOSE, CA 95138
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$26,524.00 (+1.82%)$2,164,862 (+4.04%) Land $920,066 Building $1,244,796
2023$26,051.00 (+1.65%)$2,080,800 Land $884,340 Building $1,196,460
2022$25,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

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