9145 Tea Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9145 Tea Tree Way, Gilroy, CA 95020

Property Summary

Property TypeVacant Land
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Mar 2025)
Tax Bill$5,656 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
May 2023 Sale & Construction Loan
+ 3 more
Flood ZoneZone X (moderate risk)
APN783-72-020

Property Details

APN / Parcel Number

Primary APN783-72-020

Exterior

Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address9145 TEA TREE WAY
CityGILROY
StateCA
Zip95020-7782
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR1
Legal DescriptionTR 9473 LOT 20
Legal SubdivisionCOUNTRY ESTATES PHASE 3
Legal Tract9473
Legal Lot Number20
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2011
Census Tract512515

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2175 HOLLYHOCK CT, GILROY, CA 95020-7901
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Grant Deed, Transfer · Conventional Mortgage
US BANK NA
May 19, 2023Grant Deed, Transfer · Construction Mortgage
THE JAY H EDWARDS LIVING TRUST
Aug 19, 2020Deed of Trust, Mortgage
US BK
Aug 26, 2020Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 28, 2018Grant Deed, Transfer · Conventional Mortgage
FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMar 6, 2025 · Amount on Record
Deed SaleMar 6, 2025 · Amount on Record
Prior SaleJan 18, 2024 · Amount on Record
Deed Document Number25773865
Record UpdatedJun 8, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJan 18, 2024
Property Address9145 TEA TREE WAY, GILROY, CA 95020-7782
Document Number0025587529
Map ReferenceMB 789 PG 37-50
Instrument DateJan 10, 2024
Instrument25587529
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9145-TEATREE WAY, GILROY, CA 95020-7782

Mortgage

Document Number0025587530
DateJan 18, 2024
Instrument25587530
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.25%
Type Change DateFeb 1, 2027
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change10.2%
Index1-Year T-Bill
Max Rate14.2%

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMay 19, 2023
Property Address9145 TEA TREE WAY, GILROY, CA 95020-7782
Document Number0025477534
Map ReferenceMB 789 PG 37-50
Instrument DateApr 24, 2023
Instrument25477534
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1851 CAROB CT, GILROY, CA 95020-7796

Mortgage

Document Number0025477533
DateMay 19, 2023
Instrument25477533
Lender
NameTHE JAY H EDWARDS LIVING TRUST
TypePrivate Party
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address9145 TEA TREE WAY, GILROY, CA 95020-7782
Document Number0024588898
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyCHICAGO NATIONAL TITLE INSURANCE, CHICAGO NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 BLAIRBURRY WAY SAN JOSE CA 951231303, SAN JOSE, CA 95123-1303

Mortgage

Document Number0024588898
DateAug 26, 2020
Instrument24588898
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueAug 25, 2050
Interest
Rate TypeAdjustable Rate
Rate5%

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateAug 26, 2020
Property Address9145 TEA TREE WAY, GILROY, CA 95020-7782
Document Number0024588897
Instrument DateAug 18, 2020
Instrument24588897
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$347.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9145 TEA TREE WAY GILROY CA 950207782, GILROY, CA 95020-7782

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateAug 28, 2018
Property Address9145 TEA TREE WAY, GILROY, CA 95020-7782
Document Number0024011872
Map ReferenceMB789 PG37-50
Instrument DateAug 22, 2018
Instrument24011872
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address931 MATTS CT, LOS ALTOS, CA 94024-4709

Mortgage

Document Number0024011873
DateAug 28, 2018
Instrument24011873
Lender
NameFIRST INTERSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term73 Months
DueSep 1, 2024

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,656.00 (-17.5%)$450,330 (+37.41%) Land $450,330
2023$6,856.00 (+65.13%)$327,726 Land $327,726
2022$4,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

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