917 Silverlink Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 917 Silverlink Dr, O Fallon, IL 62269 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,534 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Dec 2019)
Tax Bill	$7,062 (2024)
Deeds & Mortgages	May 2026 Mortgage Oct 2022 Mortgage + 3 more
APN	`03-23-0-304-009`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-304-009`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Basement Area	1,534 sqft
Unfinished Basement	1,534 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	100 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	917 SILVERLINK DR
City	O FALLON
State	IL
Zip	62269-6997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESAPEAKE JUNCTION PHASE 1 LOT 31 A02662173
Legal Subdivision	CHESAPEAKE JUNCTION
Legal Phase	1
Legal Block	304
Legal Lot Number	31
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2037
Census Tract	503404

Owner

Source: St. Clair County records · APN 03-23-0-304-009

Assessment roll updated August 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	917 SILVERLINK DR, O FALLON, IL 62269-6997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK
Oct 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage UMB BANK NA
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Aug 14, 2020	Quit Claim Deed, Transfer OTHER
Dec 10, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Feb 08, 2013
Deed Document Number	20192635770
Last Transfer Date	May 13, 2020
Transfer Doc	0002662173
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	May 06, 2026
Property Address	917 SILVERLINK DR, O FALLON, IL 62269-6997
Document Number	0002882656
Instrument Date	May 04, 2026
Instrument	20262882656
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	917 SILVERLINK DR, O FALLON, IL 62269-6997

Mortgage

Document Number	0002882656,
Date	May 06, 2026
Instrument	20262882656

Lender

Name	UMB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 08, 2046

Interest

Rate Type	Fixed Rate
Rate	8.29%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	917 SILVERLINK DR, O FALLON, IL 62269-6997
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 SILVERLINK DR, O FALLON, IL 62269-6997

Mortgage

Document Number	0A02763130
Date	Oct 13, 2022
Instrument	A02763130

Lender

Name	UMB BANK NA
Type	Bank
Address	BELLEVILLE, IL 62220

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.2%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	917 SILVERLINK DR, O FALLON, IL 62269-6997
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02723714
Date	Oct 29, 2021
Instrument	A02723714

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 14, 2020
Property Address	917 SILVERLINK DR, O FALLON, IL 62269-6997
Document Number	00A2662173
Instrument Date	May 13, 2020
Instrument	2662173
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	917 SILVERLINK DR O FALLON IL 622696997, O FALLON, IL 62269-6997

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 10, 2019
Property Address	917 SILVERLINK DR, O FALLON, IL 62269-6997
Document Number	00A2635770
Instrument Date	Nov 27, 2019
Instrument	2635770
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7221 SW 23RD CT TOPEKA KS 666146086, TOPEKA, KS 66614-6086

Mortgage

Document Number	A2635771
Date	Dec 10, 2019
Instrument	2635771

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 09, 2049

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,062.00	$105,640 (+47.02%) Land $16,155 Building $89,485	$316,920 (+47.02%) Land $48,465 Building $268,455
2022		$71,856 Land $12,737 Building $59,119	$215,568 Land $38,211 Building $177,357

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635034042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, T-Mobile USA, Wisper ISP, AT&T, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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