916 Silverlink Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 916 Silverlink Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,608 sqft · built 2009
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Feb 2013)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Mortgage
APN	`03-23-0-303-018`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-303-018`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
Basement Area	1,608 sqft
Unfinished Basement	1,608 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	916 SILVERLINK DR
City	O FALLON
State	IL
Zip	62269-6976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESAPEAKE JUNCTION PHASE 1 LOT 46 A02756966
Legal Subdivision	CHESAPEAKE JUNCTION
Legal Phase	1
Legal Block	303
Legal Lot Number	46
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2036
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	916 SILVERLINK DR, O FALLON, IL 62269-6976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer · Commercial Mortgage UNITED WHOLESALE MORTGAGE
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2013 · Amount on Record
Deed Sale	Feb 12, 2013 · Amount on Record
Prior Sale	Nov 4, 2009 · Amount on Record
Deed Document Number	20132353649
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 22, 2022
Property Address	916 SILVERLINK DR, O FALLON, IL 62269-6976
Document Number	0A02756966
Instrument Date	Aug 19, 2022
Instrument	A02756966
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	916 SILVERLINK DR, O FALLON, IL 62269-6976

Mortgage

Document Number	0A02756967
Date	Aug 22, 2022
Instrument	A02756967

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	916 SILVERLINK DR, O FALLON, IL 62269-6976
Document Number	00A2676529
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	916 SILVERLINK DR O FALLON IL 622696976, O FALLON, IL 62269-6976

Mortgage

Document Number	00A2676529
Date	Nov 19, 2020
Instrument	2676529

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$108,046 (+55.9%) Land $17,786 Building $90,260	$324,138 (+55.9%) Land $53,358 Building $270,780
2022	$69,305 Land $12,734 Building $56,571	$207,915 Land $38,202 Building $169,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, T-Mobile, Wisper ISP.

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