912 Silverlink Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 912 Silverlink Dr, O Fallon, IL 62269 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,440 sqft · built 2012
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$7,022 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2021 Mortgage + 4 more
APN	`03-23-0-303-019`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-303-019`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
Upper Floors Area	28 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	912 SILVERLINK DR
City	O FALLON
State	IL
Zip	62269-6976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESAPEAKE JUNCTION PHASE 1 LOT 47 A02622695
Legal Subdivision	CHESAPEAKE JUNCTION
Legal Phase	1
Legal Block	303
Legal Lot Number	47
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2036
Census Tract	503404

Owner

Source: St. Clair County records · APN 03-23-0-303-019

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	912 SILVERLINK DR, O FALLON, IL 62269-6976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA
Jan 03, 2022	Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA
May 03, 2021	Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK MORTGAGE LOAN
Aug 15, 2019	Quit Claim Deed, Mortgage · FHA Mortgage BANCORPSOUTH
Dec 11, 2018	Warranty Deed, Transfer · FHA Mortgage PROVIDENCE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2019
Deed Sale	Aug 15, 2019
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	20192622695
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	00A2622695
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	912 SILVERLINK DR, O FALLON, IL 62269-6976
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02782769
Date	Jun 02, 2023
Instrument	A02782769

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	912 SILVERLINK DR, O FALLON, IL 62269-6976
Transaction Type	Mortgage
Record Updated	Oct 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02727502
Date	Nov 29, 2021
Instrument	A02727502

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	912 SILVERLINK DR, O FALLON, IL 62269-6976
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 SILVERLINK DR, O FALLON, IL 62269-6976

Mortgage

Document Number	0A02731941
Date	Jan 03, 2022
Instrument	A02731941

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	912 SILVERLINK DR, O FALLON, IL 62269-6976
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02698310
Date	May 03, 2021
Instrument	A02698310

Lender

Name	BANCORPSOUTH BANK MORTGAGE LOAN
Address	TUPELO, MS 38801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 01, 2049

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 15, 2019
Property Address	912 SILVERLINK DR, O FALLON, IL 62269-6976
Document Number	00A2622695
Instrument Date	Jul 25, 2019
Instrument	2622695
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	CLOSELINE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 SILVERLINK DR O FALLON IL 622696976, O FALLON, IL 62269-6976

Mortgage

Document Number	A2622696
Date	Aug 15, 2019
Instrument	2622696

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 11, 2018
Property Address	912 SILVERLINK DR, O FALLON, IL 62269-6976
Document Number	00A2598654
Instrument Date	Dec 07, 2018
Instrument	2598654
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$332.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 SILVERLINK DR O FALLON IL 622696976, O FALLON, IL 62269-6976

Mortgage

Document Number	A2598655
Date	Dec 11, 2018
Instrument	2598655

Lender

Name	PROVIDENCE BK
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,022.00	$105,076 (+27.69%) Land $16,152 Building $88,924	$315,228 (+27.69%) Land $48,456 Building $266,772
2022		$82,291 Land $12,734 Building $69,557	$246,873 Land $38,202 Building $208,671

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635034042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, T-Mobile USA, Wisper ISP, AT&T, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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