Douglas County property record for 917 S 243rd St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,281 sqft · built 2022 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Nov 2020) |
| Tax Bill | $8,905 (2024) |
| Deeds & Mortgages | May 2021 Construction Loan Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2450-0692-25 |
| Primary APN | 2450-0692-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,281 sqft Living Area |
| Gross Area | 4,934 sqft |
| 1st Floor Area | 1,981 sqft |
| Basement Area | 1,973 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 673 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 761 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Slab |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500692 |
|---|---|
| Street Address | 917 S 243RD ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WEST SHORES LOT 292 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 292 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 7508 |
Source: Douglas County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 917 S 243RD ST, WATERLOO, NE 68069-4852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage ACCESS BANK |
| Apr 4, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage ACCESS BANK |
| Nov 10, 2020 | Warranty Deed, Transfer NEBRASKA TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Deed Document Number | 2020131023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 917 S 243RD ST, WATERLOO, NE 68069-4852 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000063996 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021063996 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 4, 2022 |
| Property Address | 917 S 243RD ST, WATERLOO, NE 68069-4852 |
| Document Number | 0000033625 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022033625 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,912.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000033626 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022033626 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 917 S 243RD ST, WATERLOO, NE 68069-4852 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021063996 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021063996 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Nov 10, 2020 |
| Property Address | 917 S 243RD ST, WATERLOO, NE 68069-4852 |
| Document Number | 0000131023 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 131023 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $209.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 917 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $728,900 (+13.2%) Land $85,100 Building $643,800 | $728,900 (+13.2%) Land $85,100 Building $643,800 | |
| 2024 | $8,905.00 (-14.27%) | ||
| 2023 | $10,387.00 (+38.03%) | $643,900 Land $85,100 Building $558,800 | $643,900 Land $85,100 Building $558,800 |
| 2022 | $7,525.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 76% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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