Douglas County property record for 901 S 243rd St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,963 sqft · built 2022 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,301 (2024) |
| Deeds & Mortgages | Sep 2021 Construction Loan Oct 2022 Second Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2450-0688-25 |
| Primary APN | 2450-0688-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,963 sqft Living Area |
| Gross Area | 6,389 sqft |
| 1st Floor Area | 2,330 sqft |
| Basement Area | 2,330 sqft |
| Finished Basement | 1,633 sqft |
| Unfinished Basement | 697 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 1,395 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Slab |
| Deck Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500688 |
|---|---|
| Street Address | 901 S 243RD ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WEST SHORES LOT 290 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 290 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 7508 |
Source: Douglas County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 901 S 243RD ST, WATERLOO, NE 68069-4852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Construction Mortgage WESTROADS BNAK INC |
| Oct 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Apr 1, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PURDUE FEDERAL CU |
| May 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 7, 2021 | Warranty Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2022 |
| Deed Sale | Apr 1, 2022 |
| Prior Sale | May 20, 2021 · Amount on Record |
| Deed Document Number | 202233121 |
| Prior Transfer Date | May 18, 2021 |
| Prior Transfer Doc | 0000065802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 901 S 243RD ST, WATERLOO, NE 68069-4852 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000117714 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021117714 |
| Name | WESTROADS BNAK INC |
|---|---|
| Type | Non-Lending Institution |
| Address | OMAHA, NE 68118 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Index | 5-Year CMT |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 901 S 243RD ST, WATERLOO, NE 68069-4852 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000105458 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022105458 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 5, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 1, 2022 |
| Property Address | 901 S 243RD ST, WATERLOO, NE 68069-4852 |
| Document Number | 0000033121 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022033121 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | AKSARBEN TITLE AND ESCROW, AKSARBEN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,536.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000033122 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022033122 |
| Name | PURDUE FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | May 20, 2021 |
| Property Address | 901 S 243RD ST, WATERLOO, NE 68069-4852 |
| Document Number | 2021065802 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021065802 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $128.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | May 20, 2021 |
| Property Address | 901 S 243RD ST, WATERLOO, NE 68069-4852 |
| Document Number | 0000065802 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021065802 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $128.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jan 7, 2021 |
| Property Address | 901 S 243RD ST, WATERLOO, NE 68069-4852 |
| Document Number | 0000002716 |
| Instrument Date | Dec 25, 2020 |
| Instrument | 2021002716 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $842,800 (+13.49%) Land $83,800 Building $759,000 | $842,800 (+13.49%) Land $83,800 Building $759,000 | |
| 2024 | $10,301.00 (-14.01%) | ||
| 2023 | $11,979.00 (+57.85%) | $742,600 Land $83,800 Building $658,800 | $742,600 Land $83,800 Building $658,800 |
| 2022 | $7,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 76% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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