Douglas County property record for 908 S 243rd St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4.5 ba · 4,655 sqft · built 2011 |
| Lot Size | 0.69 acres (30,037 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Sep 2017) |
| Tax Bill | $16,300 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2450-0206-25 |
| Primary APN | 2450-0206-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,655 sqft Living Area |
| Gross Area | 7,960 sqft |
| 1st Floor Area | 2,782 sqft |
| Basement Area | 3,174 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,037 sqft (0.69 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,426 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 660 sqft |
| Porch | Slab |
| Porch Area | 602 sqft |
| Deck Area | 494 sqft |
| Patio Area | 518 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500206 |
|---|---|
| Street Address | 908 S 243RD ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST SHORES LOT 49 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 49 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 908 S 243RD ST, WATERLOO, NE 68069-4848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTROADS BANK INC |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DUNDEE BANK |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DUNDEE BANK |
| Jun 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST WESTROADS BANK INC |
| Jul 22, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIRST WESTROADS BK |
| Sep 5, 2017 | Warranty Deed, Transfer PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on Record |
| Deed Sale | Sep 5, 2017 · Amount on Record |
| Prior Sale | Mar 29, 2010 · Amount on Record |
| Deed Document Number | 201770534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 908 S 243RD ST, WATERLOO, NE 68069-4848 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018020806 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 2018020806 |
| Name | FIRST WESTROADS BANK INC |
|---|---|
| Type | Bank |
| Address | JOSEPHINE, PA 15750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 908 S 243RD ST, WATERLOO, NE 68069-4848 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020038987 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020038987 |
| Name | DUNDEE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68132 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 908 S 243RD ST, WATERLOO, NE 68069-4848 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2021030701 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021030701 |
| Name | DUNDEE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68132 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 908 S 243RD ST, WATERLOO, NE 68069-4848 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021084877 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021084877 |
| Name | FIRST WESTROADS BANK INC |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 908 S 243RD ST, WATERLOO, NE 68069-4848 |
| Document Number | 0000057557 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 908 S 243RD ST WATERLOO NE 680694848, WATERLOO, NE 68069-4848 |
| Document Number | 0000057557 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 57557 |
| Name | FIRST WESTROADS BK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Sep 5, 2017 |
| Property Address | 908 S 243RD ST, WATERLOO, NE 68069-4848 |
| Document Number | 0000070534 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 70534 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,362.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 908 S 243RD ST WATERLOO NE 680694848, WATERLOO, NE 68069-4848 |
| Document Number | 70535 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 70535 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 4, 2047 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,300.00 (+4.57%) | $1,331,500 (+29.05%) Land $248,000 Building $1,083,500 | $1,331,500 (+29.05%) Land $248,000 Building $1,083,500 |
| 2024 | $15,588.00 (-6.35%) | ||
| 2023 | $16,645.00 (-10.09%) | $1,031,800 Land $248,000 Building $783,800 | $1,031,800 Land $248,000 Building $783,800 |
| 2022 | $18,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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