917 Oak Forest Dr, Monroe, NC 28112 Property Records

Union County property record for 917 Oak Forest Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,372 sqft · built 2017
Lot Size	0.943 acres (41,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Apr 2023)
Tax Bill	$4,327 (2025)
Deeds & Mortgages	Apr 2023 Sale Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-197-004A`

Property Details

APN / Parcel Number

Primary APN	`09-197-004A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,372 sqft Living Area
1st Floor Area	2,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	41,077 sqft (0.943 acres)
Porch	Slab
Porch Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	917 OAK FOREST DR
City	MONROE
State	NC
Zip	28112-5146
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#17 COUNCIL OAKS OPCN642 OPCN251 LESS 6956-030
Legal Subdivision	COUNCIL OAKS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	20602

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	917 OAK FOREST DR, MONROE, NC 28112-5146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 7, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Dec 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	20238167
Deed Book / Page	8686 / 687
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 10, 2023
Property Address	917 OAK FOREST DR, MONROE, NC 28112-5146
Document Number	0008686687
Book / Page	8686 / 687
Map Reference	CAB N FILE 642
Instrument Date	Apr 6, 2023
Instrument	8167
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 HUNTING VALLEY TRL, CUMMING, GA 30040-6092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 OAK FOREST DR, MONROE, NC 28112-5146

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	917 OAK FOREST DR, MONROE, NC 28112-5146
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 OAK FOREST DR, MONROE, NC 28112-5146

Mortgage

Document Number	0008507230
Date	Jun 22, 2022
Book Page	8507/230
Instrument	22340

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 11, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	917 OAK FOREST DR, MONROE, NC 28112-5146
Document Number	755173
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 OAK FOREST DR MONROE NC 281125146, MONROE, NC 28112-5146

Mortgage

Document Number	755173
Date	Dec 27, 2019
Book Page	007551/000073
Instrument	40636

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 7, 2018
Property Address	917 OAK FOREST DR, MONROE, NC 28112-5146
Document Number	7099445
Book / Page	007099 / 000445
Instrument Date	Feb 7, 2018
Instrument	3212
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 OAK FOREST DR MONROE NC 281125146, MONROE, NC 28112-5146

Mortgage

Document Number	7099448
Date	Feb 7, 2018
Book Page	007099/000448
Instrument	3213

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 1, 2017
Property Address	917 OAK FOREST DR, MONROE, NC 28112-5146
Document Number	7063290
Book / Page	007063 / 000290
Instrument Date	Nov 22, 2017
Instrument	35206
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	917 OAK FOREST DR MONROE NC 281125146, MONROE, NC 28112-5146

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,000 (-) Land $81,500 Building $413,500	$495,000 (-) Land $81,500 Building $413,500
2025	$4,327.00 (+26.04%)	$495,000 (+57.19%) Land $81,500 Building $413,500	$495,000 (+57.19%) Land $81,500 Building $413,500
2023	$3,433.00	$314,900 Land $27,300 Building $287,600	$314,900 Land $27,300 Building $287,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

917 Oak Forest Dr, Monroe, NC 28112 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Oak Forest Dr

Nearby Streets

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