Union County property record for 915 Oak Forest Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,994 sqft · built 1968 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jun 2021) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Sep 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-197-004 |
| Primary APN | 09-197-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 3,064 sqft |
| 1st Floor Area | 1,931 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,604 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 915 OAK FOREST DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #13 COUNCIL OAKS OPCN251 |
| Legal Subdivision | COUNCIL OAKS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20602 |
915 Oak Forest Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 OAK FOREST DR, MONROE, NC 28112-5146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 24, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jun 20, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 21, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 19, 2017 | Warranty Deed, Transfer · VA Mortgage WR STARKEY MTG |
| Jan 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on File |
| Deed Sale | Jun 9, 2021 · Amount on File |
| Prior Sale | Feb 21, 2017 · Amount on File |
| Deed Document Number | 202127360 |
| Deed Book / Page | 8130 / 827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 9, 2021 |
| Property Address | 915 OAK FOREST DR, MONROE, NC 28112-5146 |
| Document Number | 8130827 |
| Book / Page | 8130 / 827 |
| Map Reference | CAB N FILE 251 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 27360 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7143 102 ROCK FISH LANE SE, 7143, LELAND, NC 28451 |
| Name | Verified Name |
|---|---|
| Address | 915 OAK FOREST DR, MONROE, NC 28112-5146 |
| Document Number | 27361 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 27361 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 915 OAK FOREST DR, MONROE, NC 28112-5146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7472664 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 7472/664 |
| Instrument | 0029003 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 20, 2017 |
| Property Address | 915 OAK FOREST DR, MONROE, NC 28112-5146 |
| Document Number | 695630 |
| Book / Page | 006956 / 000030 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 17246 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 21, 2017 |
| Property Address | 915 OAK FOREST DR, MONROE, NC 28112-5146 |
| Document Number | 6879878 |
| Book / Page | 006879 / 000878 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 4755 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 917 OAK FOREST DR MONROE NC 28112, MONROE, NC 28112 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 19, 2017 |
| Property Address | 915 OAK FOREST DR, MONROE, NC 28112-5146 |
| Document Number | 68624 |
| Book / Page | 006862 / 000004 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 1580 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 915 OAK FOREST DR MONROE NC 281125146, MONROE, NC 28112-5146 |
| Document Number | 68626 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 006862/000006 |
| Instrument | 1581 |
| Name | WR STARKEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 19, 2017 |
| Property Address | 915 OAK FOREST DR, MONROE, NC 28112-5146 |
| Document Number | 68621 |
| Book / Page | 006862 / 000001 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 1579 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 603 IVAH LEE WAY MONROE NC 281109276, MONROE, NC 28110-9276 |
The 2025 property tax bill for 915 Oak Forest Dr was $3,170.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,700 (-) Land $82,500 Building $280,200 | $362,700 (-) Land $82,500 Building $280,200 | |
| 2025 | $3,170.00 | $362,700 Land $82,500 Building $280,200 | $362,700 Land $82,500 Building $280,200 |
| 2023 | $2,706.00 | $248,200 Land $28,000 Building $220,200 | $248,200 Land $28,000 Building $220,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 915 Oak Forest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 Oak Forest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures