Union County property record for 914 Oak Forest Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,395 sqft · built 1974 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,000 (Apr 2023) |
| Tax Bill | $3,670 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-197-008 |
| Primary APN | 09-197-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,395 sqft Living Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 2,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 80,150 sqft (1.84 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 914 OAK FOREST DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #18 & #20 COUNCIL OAKS PB5 PG179 |
| Legal Subdivision | COUNCIL OAKS |
| Legal Lot Number | 914 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20602 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 914 OAK FOREST DR, MONROE, NC 28112-5146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 10, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 8, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Mar 24, 2006 · Amount on Record |
| Deed Document Number | 20238903 |
| Deed Book / Page | 8691 / 448 |
| Prior Transfer Date | Mar 9, 2023 |
| Prior Transfer Doc | 0000008903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 914 OAK FOREST DR, MONROE, NC 28112-5146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7611250 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 7611/250 |
| Instrument | 8896 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 914 OAK FOREST DR, MONROE, NC 28112-5146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 7917243 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 7917/243 |
| Instrument | 51587 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Dec 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 10, 2019 |
| Property Address | 914 OAK FOREST DR, MONROE, NC 28112-5146 |
| Document Number | 7346675 |
| Book / Page | 007346 / 000675 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 9171 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 914 OAK FOREST DR MONROE NC 281125146, MONROE, NC 28112-5146 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 914 OAK FOREST DR, MONROE, NC 28112-5146 |
| Document Number | 6995773 |
| Book / Page | 006995 / 000773 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 914 OAK FOREST DR MONROE NC 281125146, MONROE, NC 28112-5146 |
| Document Number | 6995773 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 006995/000773 |
| Instrument | 23830 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,900 (-) Land $97,600 Building $322,300 | $419,900 (-) Land $97,600 Building $322,300 | |
| 2025 | $3,670.00 (+24.15%) | $419,900 (+54.89%) Land $97,600 Building $322,300 | $419,900 (+54.89%) Land $97,600 Building $322,300 |
| 2023 | $2,956.00 | $271,100 Land $38,100 Building $233,000 | $271,100 Land $38,100 Building $233,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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