917 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 917 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,199 sqft · built 1947
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$181,227 (Nov 2018)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-36-108-012`

Property Details

APN / Parcel Number

Primary APN	`09-36-108-012`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	189 sqft
Patio Area	324 sqft

Location & Zoning

Street Address	917 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0039311 LT 18 SUNNYSIDE SUB
Legal Range	08E
Legal Township	45N
Legal Section	36
Legal Subdivision	SUNNYSIDE
Legal Block	108
Legal Lot Number	18
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3030
Census Tract	870702

Owner

917 N River Rd is owned and occupied by two individuals who bought it in November 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	917 N RIVER RD, MCHENRY, IL 60051-5854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 2, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 16, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Prior Sale	Oct 18, 2017
Deed Document Number	2018R0039311
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	917 N RIVER RD, MCHENRY, IL 60051-5854
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033243
Date	Jun 18, 2021
Instrument	2021R0033243

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	917 N RIVER RD, MCHENRY, IL 60051-5854
Document Number	0000007800
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	917 N RIVER RD MCHENRY IL 600515854, MCHENRY, IL 60051-5854

Mortgage

Document Number	0000007800
Date	Mar 4, 2020
Instrument	7800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 16, 2018
Property Address	917 N RIVER RD, MCHENRY, IL 60051-5854
Document Number	0000039311
Instrument Date	Nov 9, 2018
Instrument	39311
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.84
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	917 N RIVER RD MCHENRY IL 600515854, MCHENRY, IL 60051-5854

Mortgage

Document Number	39312
Date	Nov 16, 2018
Instrument	39312

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$71,521 Land $28,870 Building $42,651	$214,563 Land $86,610 Building $127,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 917 N River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 N River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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