908 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 908 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1958
Lot Size	0.143 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Aug 2019)
Tax Bill	$3,269 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-36-106-007`

Property Details

APN / Parcel Number

Primary APN	`09-36-106-007`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,098 sqft (0.143 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	908 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0025060 LT 4 BLK 4 EDGEWATER SUB
Legal Subdivision	EDGEWATER SUB
Legal Block	4
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3032
Census Tract	870702

Owner

Source: McHenry County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 N RIVER RD, MCHENRY, IL 60051-5855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 5, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage NEWREZ LLC
Aug 8, 2019	Warranty Deed, Transfer · FHA Mortgage NEWCASTLE HM LNS
Jan 4, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	201925060
Prior Transfer Date	Apr 4, 2002
Prior Transfer Doc	0000087879
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	908 N RIVER RD, MCHENRY, IL 60051-5855
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N RIVER RD, MCHENRY, IL 60051-5855

Mortgage

Document Number	0000007253
Date	Mar 28, 2024
Instrument	2024R0007253

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2064

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	908 N RIVER RD, MCHENRY, IL 60051-5855
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N RIVER RD, MCHENRY, IL 60051-5855

Mortgage

Document Number	0000007502
Date	Apr 5, 2023
Instrument	2023R0007502

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	908 N RIVER RD, MCHENRY, IL 60051-5855
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N RIVER RD, MCHENRY, IL 60051-5855

Mortgage

Document Number	0000031083
Date	Sep 6, 2022
Instrument	2022R0031083

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	908 N RIVER RD, MCHENRY, IL 60051-5855
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057955
Date	Oct 25, 2021
Instrument	2021R0057955

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 8, 2019
Property Address	908 N RIVER RD, MCHENRY, IL 60051-5855
Document Number	0000025060
Instrument Date	Aug 2, 2019
Instrument	25060
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N RIVER RD MCHENRY IL 600515855, MCHENRY, IL 60051-5855

Mortgage

Document Number	25061
Date	Aug 8, 2019
Instrument	25061

Lender

Name	NEWCASTLE HM LNS
Type	Funding / Finance Company
Address	CHICAGO, IL 60622

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	908 N RIVER RD, MCHENRY, IL 60051-5855
Document Number	0000003313
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N RIVER RD MCHENRY IL 600515855, MCHENRY, IL 60051-5855

Mortgage

Document Number	0000003313
Date	Jan 31, 2018
Instrument	3313

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,269.00	$48,881 (+20.32%) Land $6,657 Building $42,224	$146,643 (+20.32%) Land $19,971 Building $126,672
2022	Homeowner's exemption	$40,627 Land $5,533 Building $35,094	$121,881 Land $16,599 Building $105,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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