920 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 920 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,598 sqft · built 1926
Lot Size	0.258 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$5,679 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-36-105-009`

Property Details

APN / Parcel Number

Primary APN	`09-36-105-009`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.258 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Deck Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	920 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0042037 LTS 3 & 4 /EX NWLY 10FT LT 4/ BLK 3 EDGEWATER SUB
Legal Subdivision	EDGEWATER SUB
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3031
Census Tract	870702

Owner

Source: McHenry County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 N RIVER RD, MCHENRY, IL 60051-5862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2021	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 30, 2017	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021
Deed Sale	Aug 2, 2021
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	202142037
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0000042037
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 5, 2026
Property Address	920 N RIVER RD, MCHENRY, IL 60051-5862
Document Number	0000015775
Instrument Date	Jun 1, 2026
Instrument	202615775
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N RIVER RD, MCHENRY, IL 60051-5862

Mortgage

Document Number	0000015775,
Date	Jun 5, 2026
Instrument	202615775

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.93%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Aug 2, 2021
Property Address	920 N RIVER RD, MCHENRY, IL 60051-5862
Document Number	0000042037
Map Reference	DOC48334 MB4 PG19
Instrument Date	Jul 16, 2021
Instrument	2021R0042037
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N RIVER RD, MCHENRY, IL 60051-5862

Mortgage

Document Number	0000042038
Date	Aug 2, 2021
Instrument	2021R0042038

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate	3.75%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 30, 2017
Property Address	920 N RIVER RD, MCHENRY, IL 60051-5862
Document Number	0000044222
Map Reference	DOC48334 MB4 PG19
Instrument Date	Nov 22, 2017
Instrument	2017R0044222
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6859 W BELMONT AVE, 6859, CHICAGO, IL 60634-4646

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 N RIVER RD, MCHENRY, IL 60051-5862

Mortgage

Document Number	0000044223
Date	Nov 30, 2017
Instrument	2017R0044223

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,679.00	$71,013 (+20.32%) Land $11,986 Building $59,027	$213,039 (+20.32%) Land $35,958 Building $177,081
2022		$59,022 Land $9,962 Building $49,060	$177,066 Land $29,886 Building $147,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

Nearby Properties on N River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures