917 Grove St, Petoskey, MI 49770 Property Records

Emmet County property record for 917 Grove St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,565 sqft · built 2018
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,925 (2024)
Deeds & Mortgages	Aug 2023 Sale Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-100-154`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-100-154`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,565 sqft Living Area
1st Floor Area	1,587 sqft
Basement Area	1,587 sqft
Unfinished Basement	1,587 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,846 sqft (0.249 acres)
Garage Area	1,212 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	917 GROVE ST
City	PETOSKEY
State	MI
Zip	49770-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	E ? OF FOLLOWING DESC: COM 213 FT N & 183 FT W OF SE COR OF SE ? OF NW 1/4, TH N 194 FT, TH W 116 FT, TH S 194 FT, TH E TO BEG. SECTION 5, T34N, R5W.
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3007
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5275 BROOKDALE RD, BLOOMFIELD HILLS, MI 48304-3615
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer TALON TITLE AGENCY
Sep 18, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2017	Warranty Deed, Transfer TALON TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025
Deed Sale	Aug 13, 2025
Prior Sale	Aug 31, 2023
Deed Document Number	20255222145
Deed Book / Page	1269 / 113
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	1202/913
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 31, 2023
Property Address	917 GROVE ST, PETOSKEY, MI 49770-2734
Document Number	001254/468
Book / Page	1254 / 468
Instrument Date	Aug 24, 2023
Instrument	5207459
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	TALON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19002 E JOSEY OVERLOOK DR, CYPRESS, TX 77433-5029

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	917 GROVE ST, PETOSKEY, MI 49770-2734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001206/0000000555
Date	Sep 18, 2018
Book Page	0000001206/0000000555
Instrument	000005159449

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	917 GROVE ST, PETOSKEY, MI 49770-2734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E LAKE ST, PETOSKEY, MI 49770-2525

Mortgage

Document Number	0000001217/0000000721
Date	Dec 17, 2019
Book Page	0000001217/0000000721
Instrument	5170642

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2020

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 13, 2018
Property Address	917 GROVE ST, PETOSKEY, MI 49770-2734
Document Number	1202/913
Book / Page	1202 / 913
Instrument Date	Apr 13, 2018
Instrument	000005155810
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 E LAKE ST, PETOSKEY, MI 49770-2527

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 31, 2017
Property Address	917 GROVE ST, PETOSKEY, MI 49770-2734
Document Number	1198/0914
Book / Page	1198 / 0914
Instrument Date	Oct 27, 2017
Instrument	5151798
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8720 W M 68 HWY, 8720, INDIAN RIVER, MI 49749-9327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 E LAKE ST, PETOSKEY, MI 49770-2527

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,600 (+14.92%) Land $440,600	$881,200 (+14.92%) Land $881,200
2025		$383,400 (+38.21%) Land $383,400	$766,800 (+38.21%) Land $766,800
2024	$17,925.00
2023		$277,400 Land $277,400	$554,800 Land $554,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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