913 Grove St, Petoskey, MI 49770 Property Records

Emmet County property record for 913 Grove St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,819 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Jan 2022)
Tax Bill	$10,225 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-100-153`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-100-153`

Exterior

Lot Area	10,819 sqft (0.248 acres)

Location & Zoning

Street Address	913 GROVE ST
City	PETOSKEY
State	MI
Zip	49770-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	W ? OF FOLLOWING DESC: COM 213 FT N & 183 FT W OF SE COR OF SE ? OF NW 1/4, TH N 194 FT, TH W 116 FT, TH S 194 FT, TH E TO
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3007
Census Tract	970700

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 GROVE ST, PETOSKEY, MI 49770-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE SAVINGS BANK
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	20225194046
Deed Book / Page	1241 / 72
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	1202/912
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 26, 2022
Property Address	913 GROVE ST, PETOSKEY, MI 49770-2734
Document Number	0001241/72
Book / Page	1241 / 72
Instrument Date	Jan 14, 2022
Instrument	5194046
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 DARBYSHIRE DR, DALLAS, TX 75229-5026

Mortgage

Document Number	0005194047
Date	Jan 26, 2022
Instrument	5194047

Lender

Name	MERCANTILE BANK OF MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	913 GROVE ST, PETOSKEY, MI 49770-2734
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 GROVE ST, PETOSKEY, MI 49770-2734

Mortgage

Document Number	0000001221/0000000690
Date	May 27, 2020
Book Page	0000001221/0000000690
Instrument	5174633

Lender

Name	STATE SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 13, 2018
Property Address	913 GROVE ST, PETOSKEY, MI 49770-2734
Document Number	1202/912
Book / Page	1202 / 912
Instrument Date	Apr 13, 2018
Instrument	000005155809
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 E LAKE ST, PETOSKEY, MI 49770-2527

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,000 (+15.35%) Land $451,000	$902,000 (+15.35%) Land $902,000
2025		$391,000 (+38.51%) Land $391,000	$782,000 (+38.51%) Land $782,000
2024	$10,225.00
2023		$282,300 Land $282,300	$564,600 Land $564,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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