910 Grove St, Petoskey, MI 49770 Property Records

Emmet County property record for 910 Grove St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.165 acres (7,207 sqft)
Owner	Company Name on Record
Tax Bill	$4,196 (2024)
Deeds & Mortgages	Jul 2019 Refinance Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-100-138`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-100-138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,165 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Lot Area	7,207 sqft (0.165 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	910 GROVE ST
City	PETOSKEY
State	MI
Zip	49770-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	PT OF SE ? OF NW ? OF SECTION 5, BEG 315 FT W OF SE COR OF SE ? OF NW ? OF SD SEC, TH N 147 FT, TH E 48 FT, TH S 147 FT, TH W 48 FT TO POB. SUBJ TO EASE OF RECORD. SECTION 5, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	05
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3008
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	910 GROVE ST, PETOSKEY, MI 49770-2735
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK
Nov 10, 2017	Intrafamily Transfer, Transfer TALON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2004
Deed Sale	Feb 9, 2004
Prior Sale	May 1, 1988
Deed Book / Page	1045 / 202
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	910 GROVE ST, PETOSKEY, MI 49770-2735
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1213/359
Date	Jul 9, 2019
Book Page	1213/359
Instrument	5166279

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Nov 10, 2017
Property Address	910 GROVE ST, PETOSKEY, MI 49770-2735
Document Number	1199/0240
Book / Page	1199 / 0240
Instrument Date	Nov 10, 2017
Instrument	5152123
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,500 (+10.71%) Land $168,500	$337,000 (+10.71%) Land $337,000
2025		$152,200 (+36.62%) Land $152,200	$304,400 (+36.62%) Land $304,400
2024	$4,196.00
2023		$111,400 Land $111,400	$222,800 Land $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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