917 Cobble Dr, Richmond, KY 40475 Property Records

Madison County property record for 917 Cobble Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,851 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Sep 2020)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-0002-0121`

Property Details

APN / Parcel Number

Primary APN	`0068-0002-0121`
Alternative APNs	`132213` `95057` `62033`

Interior

Stories	2 Stories
Building Area	1,851 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	62033
Street Address	917 COBBLE DR
City	RICHMOND
State	KY
Zip	40475-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LOT 121
Legal Subdivision	FIELDSTONE
Legal Block	1
Legal Lot Number	121
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1013
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	917 COBBLE DR, RICHMOND, KY 40475-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Oct 22, 2018	Deed, Transfer · ARM PARK COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	2014019686
Deed Book / Page	D00793 / 625
Record Updated	Jun 8, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 4, 2020
Property Address	917 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	D00793/625
Book / Page	D00793 / 625
Map Reference	CAB 23 PG 101
Instrument Date	Sep 2, 2020
Instrument	2014019686
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 BONNIE DR, 254, RICHMOND, KY 40475-2187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 COBBLE DR, RICHMOND, KY 40475-8317

Mortgage

Document Number	2014019687
Date	Sep 4, 2020
Instrument	2014019687

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 22, 2018
Property Address	917 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	D00766/044
Book / Page	D00766 / 044
Map Reference	CAB23 PG101
Instrument Date	Oct 15, 2018
Instrument	2013983648
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 BRADY LN, 517, BEREA, KY 40403-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	917 COBBLE DR, RICHMOND, KY 40475-8317

Mortgage

Document Number	2013983649
Date	Oct 22, 2018
Instrument	2013983649

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	4.25%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 (+7.55%) Additional exemption filed	$213,000 (+10.65%)	$213,000 (+10.65%)
2023	$1,867.00 (-0.32%)	$192,500 (-)	$192,500 (-)
2022	$1,873.00	$192,500	$192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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