921 Cobble Dr, Richmond, KY 40475 Property Records

Madison County property record for 921 Cobble Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,590 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Dec 2024)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-0002-0119`

Property Details

APN / Parcel Number

Primary APN	`0068-0002-0119`
Alternative APNs	`125604` `88541` `39949`

Interior

Stories	1 Story
Building Area	1,590 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	39949
Street Address	921 COBBLE DR
City	RICHMOND
State	KY
Zip	40475-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LOT 119
Legal Subdivision	FIELDSTONE
Legal Block	1
Legal Lot Number	119
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1013
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	921 COBBLE DR, RICHMOND, KY 40475-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed, Transfer · Conventional Mortgage UNIVERSITY OF KENTUCKY FCU
Jun 10, 2021	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	2014235168
Deed Book / Page	D860 / 771
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 6, 2021
Property Address	921 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	D809/630
Book / Page	D809 / 630
Map Reference	CAB 23 PG 101
Instrument Date	Aug 2, 2021
Instrument	2014047226
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 PUNKIN RUN, 148, RICHMOND, KY 40475-7584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 COBBLE DR, RICHMOND, KY 40475-8317

Mortgage

Document Number	2014047227
Date	Aug 6, 2021
Instrument	2014047227

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 10, 2021
Property Address	921 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	D806/654
Book / Page	D806 / 654
Map Reference	CAB 23 PG 101
Instrument Date	May 28, 2021
Instrument	2014040580
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 COPLEY POINTE DR, 728, RICHMOND, KY 40475-7589

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	921 COBBLE DR, RICHMOND, KY 40475-8317

Mortgage

Document Number	2014040581
Date	Jun 10, 2021
Instrument	2014040581

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00 (+13.55%) Additional exemption filed	$267,500 (+16.81%)	$267,500 (+16.81%)
2023	$2,221.00 (-0.31%)	$229,000 (-)	$229,000 (-)
2022	$2,228.00	$229,000	$229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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