Madison County property record for 913 Cobble Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,171 sqft |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Jun 2017) |
| Tax Bill | $2,225 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-0002-0069 |
| Primary APN | 0068-0002-0069 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,171 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 70729 |
|---|---|
| Street Address | 913 COBBLE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIELDSTONE LOT 69 |
| Legal Subdivision | FIELDSTONE |
| Legal Block | 1 |
| Legal Lot Number | 69 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10301 |
Source: Madison County records · APN 0068-0002-0069
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 913 COBBLE DR, RICHMOND, KY 40475-8317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jun 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Jun 05, 2017 | Deed, Transfer · Line of Credit BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2017 · Amount on Record |
| Deed Sale | Jun 05, 2017 · Amount on Record |
| Prior Sale | Feb 03, 2011 · Amount on Record |
| Deed Document Number | 2013959628 |
| Deed Book / Page | D00745 / 599 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 913 COBBLE DR, RICHMOND, KY 40475-8317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | M01952/596 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | M01952/596 |
| Instrument | 2014014724 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 913 COBBLE DR, RICHMOND, KY 40475-8317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2013959629 |
|---|---|
| Date | Jun 05, 2017 |
| Book Page | M01745/593 |
| Instrument | 2013959629 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 05, 2017 |
| Property Address | 913 COBBLE DR, RICHMOND, KY 40475-8317 |
| Document Number | D00745/599 |
| Book / Page | D00745 / 599 |
| Map Reference | CAB23 PG101 |
| Instrument Date | May 31, 2017 |
| Instrument | 2013959628 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 SERENA WAY, 157, GEORGETOWN, KY 40324-8764 |
| Name | Verified Name |
|---|---|
| Address | 913 COBBLE DR, RICHMOND, KY 40475-8317 |
| Document Number | 2013959630 |
|---|---|
| Date | Jun 05, 2017 |
| Instrument | 2013959630 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2027 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,225.00 (+18.86%) Additional exemption filed | $236,000 (+22.28%) | $236,000 (+22.28%) |
| 2023 | $1,872.00 (-0.27%) | $193,000 (-) | $193,000 (-) |
| 2022 | $1,877.00 | $193,000 | $193,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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